Home State Bank

Home State Bank Home State Bank is a family-owned community bank in Minnesota-Willmar, Cosmos, Litchfield, Hutchinson

Our Specialties
Commercial banking for small and mid-sized businesses, including equipment, operating, commercial real estate, and SBA loans, and a comprehensive suite of cash management services. All the essential personal banking services- including checking and savings accounts, mobile deposit, digital wallet, home loans, home equity lines of credit, car loans, and credit cards.

Summer is almost here, and so are the projects, purchases, and adventures you've been planning for. ☀️Whether you're thi...
05/29/2026

Summer is almost here, and so are the projects, purchases, and adventures you've been planning for. ☀️

Whether you're thinking about a camper, boat, ATV, home improvement project, or something else entirely, our lending team is here to help you explore your options.

Stop by Home State Bank and let's talk about what's next on your summer to-do list.

✈️ Planning a trip this summer?Before you pack your bags, take a minute to set up a Travel Plan in the HSB Mobile Secure...
05/28/2026

✈️ Planning a trip this summer?

Before you pack your bags, take a minute to set up a Travel Plan in the HSB Mobile Secure App.

By adding your travel destinations and dates, you can help ensure your card is ready to go wherever your adventures take you. Plus, if plans change, you can easily update or remove your travel plan right from the app.

It's just one more way the HSB Mobile Secure App helps make banking more convenient—whether you're close to home or miles away.

Need help getting started? Stop by or give us a call. We're happy to help.

When it comes to lending, relationships matter.At Home State Bank, you'll work with local lenders who take the time to u...
05/28/2026

When it comes to lending, relationships matter.

At Home State Bank, you'll work with local lenders who take the time to understand your goals and help find solutions that fit your unique situation.

Whether you're financing a vehicle, planning a home purchase, growing your business, or investing in your operation, we're here to help every step of the way.

Stop in and meet the team—we'd love to get to know you.

Your debit card security is in your hands. 🔒With card controls through our mobile banking app, you can manage your cards...
05/27/2026

Your debit card security is in your hands. 🔒

With card controls through our mobile banking app, you can manage your cards instantly for added peace of mind.

Download the Home State Bank Mobile Banking App now in the App Store!

🚨 Scam calls and texts are becoming more convincing than ever.Did you know scammers can "spoof" phone numbers, making it...
05/27/2026

🚨 Scam calls and texts are becoming more convincing than ever.

Did you know scammers can "spoof" phone numbers, making it appear as though a call or text is coming from your bank—even when it isn't?

If you receive a call, text, or email asking for sensitive information, account details, passwords, security codes, or immediate action, take a moment to verify before responding.

A good rule of thumb:
✅ Hang up
✅ Find your bank's phone number from a trusted source
✅ Call the bank directly to confirm whether the communication was legitimate

Remember, scammers often create a sense of urgency to pressure you into acting quickly. Taking a few extra minutes to verify could protect your accounts and personal information.

If you're ever unsure, contact Home State Bank directly. We're always happy to help you determine what's legitimate and what's not.

05/26/2026

At Home State Bank, we believe banking should feel personal.

For Mike and Terri Wood of Woody's Trucking Inc. , what started as a convenient location across the street from their office has grown into a trusted partnership built on relationships, accessibility, and support.

From financing equipment to providing business guidance along the way, we're proud to work alongside local businesses and be a resource they can count on.

Thank you to Woody's Trucking for sharing your story and for trusting Home State Bank through the years.

Watch the full video to hear why they continue to choose community banking.

05/23/2026

At Home State Bank, we believe banking is about more than transactions — it’s about relationships.

For Mike Litzau of Litzau Farm Drainage Inc , that relationship has grown from a small loan years ago into a trusted partnership that helps support his business today.

We’re grateful for the opportunity to work alongside local businesses and be part of their journey. Thank you, Mike, for sharing your story and for trusting Home State Bank along the way.

Watch the full video to hear why having the right banking partner makes all the difference.

Rooted in tradition. Growing for the future. 🌱The Gustafson family's farming story spans generations, built on hard work...
05/23/2026

Rooted in tradition. Growing for the future. 🌱

The Gustafson family's farming story spans generations, built on hard work, dedication, and a passion for agriculture that continues today.

At Home State Bank, we understand that agriculture is more than a business—it's a legacy. That's why we're proud to support local farm families with ag lending solutions designed to help them invest in their operations, plan for the future, and continue building on generations of hard work.

Thank you to the Gustafson family and all of the farmers who help keep our communities strong.

05/22/2026

Summer in Minnesota just hits different ☀️🌊⛳

Taylor from Home State Bank in Litchfield is sharing some of her favorite ways to enjoy the season — from lake days and golfing to Watercade traditions and fireworks.

Now we want to hear from you — what’s your favorite summer tradition? 👇

Agriculture is the backbone of our communities — and we’re proud to support the people behind it. 🌱From equipment purcha...
05/21/2026

Agriculture is the backbone of our communities — and we’re proud to support the people behind it. 🌱

From equipment purchases to operating lines and expansion plans, our ag lending team is here to help local producers move forward with confidence.

Contact Brian or stop in to talk about your goals this season.

📞 320-222-4381
📩 [email protected]
📍1435 E. Hwy 12, Litchfield, MN 55355

Address

1435 U.S. 12
Litchfield, MN
55355

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Alerts

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