American Commercial Bank & Trust

09/08/2026

American Commercial Bank & Trust
* Banks Between $2 Billion and $10 Billion in assets, #3 in Illinois, #60 in the United States

First Ottawa Bancshares
**Companies under $5 Billion in assets, #1 in Illinois, #28 in the United States

* Bank performance ranking from American Banker, (V=Banking News, Analysis, & Market Intelligence | American Banker | American Banker)

**Bank performance ranking from BankDirector, 3rd quarter 2026, (Magazine Listing | Bank Director)

09/04/2026

09/02/2026

George Barr Elected Chairman

Mr. Barr has practiced law in Illinois for over 40 years. Mr. Barr is the founder of The Barr Group PC that owns and operates: rock quarries in Illinois, 4,000 apartment units and over 3,000 acres of industrial warehouse zoned property throughout the United States. Mr. Barr was the founder and Chairman of First Community Financial Partners (Nasdaq: FCFP), the parent of First Community Financial Bank. Recently Mr. Barr was a board member of First Busey Corporation (Nasdaq: BUSE). Mr. Barr was the Developer and Co-Owner of The Chicagoland Speedway and Route 66 Raceway in Joliet and previously served on the boards of directors of The Chicago Zoological Society (Brookfield Zoo), St. Francis University, Joliet Catholic Academy and Provena Health. Mr. Barr and his wife Donna reside in Western Springs and have three children and three grandchildren.

08/25/2026

Don't roll the dice when choosing a lender. Your financing deserves more than guesswork. You need a lender with the expertise to get it right. Your Home-Your Lender

Contact us today:
WWW.ACBandT.COM

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08/12/2026

Caregivers play a vital role in protecting the elderly from financial exploitation. Check out these tips from the ' Bankers Association' Foundation to learn more: https://aba.social/2Y18Dm6

American Commercial Bank & Trust
The Bank for Your Business
Member FDIC
Equal Housing Lender

WWW.ACBandT.COM



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08/07/2026

2% Closing Cost Credit (up to $5000) or Interest Rate Buy-Down
to homebuyers who purchase or refinance a home in eligible neighborhoods and census tracts*.
Contact us today to take advantage of this opportunity and our competitive rates.
WWW.ACBandT.COM

*Specific terms and conditions apply – contact us for information.
Offer is good on conventional loans and must close by 12/31/2026.
Cannot be used with any other promotions

08/04/2026

Whether you buying your first home, upgrading to fit your growing family, investing in property, or refinancing your current loan, we're here with solutions to fit your goals.
Wherever life takes you, your dream home starts with the right loan.

WWW.ACBandT.COM

07/30/2026

Our President and CEO Steven Gonzalo was recognized at the Graduate School of Banking at Colorado for five years of service as a Faculty Member.

Congratulations, Steve.