Tonya Coleman, MS

Tonya Coleman, MS Financial Advisor Tonya Coleman is a seasoned Financial Advisor with more than a decade of experience helping individuals and families build financial security.

She holds FINRA Series 6, 63, and 65 registrations, Life & Health Insurance credentials, and a Master of Science in Finance degree with a concentration in Financial Planning. After establishing a holistic approach to helping clients make informed decisions, Tonya most recently served as a Retirement Education Specialist, where she worked with pension leaders and members to strengthen retirement re

adiness. In this role, she educated individuals on personal finance and guided them in understanding the complexities of their pension benefits, including Teachers Retirement Systems (TRS) and State Universities Retirement Systems (SURS), while supporting the launch of multi-million-dollar deferred compensation plans. Tonya has returned to her passion for financial advising, offering holistic planning solutions that integrate investments, insurance, retirement strategies, and long-term wealth-building. She is deeply committed to simplifying complex financial concepts, empowering clients to make confident decisions, and expanding her practice to serve individuals and families across all stages of life—including high-net-worth households seeking sophisticated financial guidance. Investment adviser representative and registered representative of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC). The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:
We are registered to sell Securities in Illinois. We are licensed to sell insurance in Illinois.

09/06/2026

Required minimum distributions, often referred to as RMDs or minimum required distributions, are amounts that the federal government requires you to withdraw annually from traditional IRAs and work-based retirement plans after you reach age 73 (75 for those who reach age 73 after December 31, 2032;....

09/05/2026

The latest issue of Market Month is available.

09/04/2026

The "401(k) plan," the popular name for a qualified cash or deferred arrangement (CODA) permitted under Section 401(k) of the Internal Revenue Code (IRC), has become one of the most popular types of employer-sponsored retirement plans.

09/03/2026

You may want to refinance if you can obtain a lower interest rate or lower your monthly payments.

09/02/2026

The applicable exclusion amount is the amount that can be sheltered from federal gift and estate tax by the unified credit. The basic exclusion amount is $15,000,000 (in 2026, $13,990,000 in 2025). In 2011 and later years, the unused applicable exclusion amount of a deceased spouse is portable which...

09/01/2026

Lifetime gifting of your stock or other business interest (such as a partnership interest, if your business is not incorporated) refers to a formal or an informal plan of giving your interest in a business directly to other individuals, probably your children or grandchildren. As opposed to selling....

08/31/2026

Women may have unique estate planning concerns.

08/30/2026

The child tax credit is a per-child tax credit against your personal income tax liability.

08/29/2026

There are a number of family trusts that estate planners generally no longer use, either because they have lost certain tax benefits or because they are simply no longer a favored method of gifting. These trusts include the Clifford trust, the pot trust, and the Crown trust.

08/28/2026

Do you know whether you are an investor or a speculator?

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2525 Cabot Drive
Lisle, IL
60532

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