DomMaier CC Mortgage

10/15/2026

Buying a home doesn't have to drain your savings‼️ With CCM ZeroDown, eligible buyers can pair an FHA loan with down payment assistance, with $0 down and help toward closing costs. 🏡

10/08/2026

10/08/2026

Want to buy a rental property without using your personal income to qualify? 🏠

Learn how investors keep growing their portfolios even after they hit their debt-to-income limits, using DSCR and fix-and-flip loans.

📅 FREE live Zoom class
Thursday, October 22 · 6 PM ET
Spots are limited.
Dm to save your spot

10/05/2026

🏠 Flipping a house? Here's how your down payment actually gets calculated.

Lenders look at two numbers:
1️⃣ Loan-to-Cost (LTC): your purchase price plus your rehab budget
2️⃣ After Repair Value (ARV): what the home is worth once it's finished

Your loan is based on whichever number gives the lower amount.

Real example:
• $300,000 purchase
• $200,000 rehab
• $500,000 total cost
• $760,000 ARV

90% of cost = $450,000
75% of ARV = $570,000

The loan is $450,000, so you'd bring about 10% of the cost to the table.

Experience matters too. Lenders look at how many flips or builds you've done as the investor, not as the contractor. More completed deals usually means better pricing and less money down. First flip? It's harder, but not impossible.

Send me your numbers before you make an offer: purchase price, rehab budget, and your ARV. I'll run them and tell you what your deal could look like. 📲

10/05/2026

I'm trying something this week.
I want to make 5 introductions between people in my network who could potentially help each other.
Realtors. Business owners. Attorneys. CPAs. Financial professionals. Contractors. Anyone trying to grow their business.
What do you do, and what type of person would be a great connection for you?
Drop it below or send me a message. I may know someone you should meet.

10/02/2026

Tired of lenders digging through your tax returns,

🏠 Investors: Your next rental can qualify on its own income.

W-2s, and write-offs? A DSCR loan looks at one main thing: does the property's rental income cover the mortgage payment?

✅ No personal income verification or tax returns
✅ Qualify based on the property's cash flow
✅ Great for self-employed investors and growing portfolios
✅ Purchase, refinance, or cash-out to fund your next deal
✅ Close in your personal name or an LLC

Whether it's your first rental or your tenth, this can be the tool that keeps you scaling instead of stalling.

📍 Helping investors across Maryland

09/28/2026

📊 44.7% of U.S. home sales in August closed with seller concessions (Redfin).
💰 The Maryland Mortgage Program offers down payment assistance to eligible buyers.

Put them together: DPA helps with your down payment, and seller concessions can help cover closing costs. That combination is making homeownership possible for buyers who thought they had to wait.

• 640 minimum score

• At least 18, with a valid SSN (U.S. citizenship not required)
• Owns no other residential property at closing
• Home must be the primary residence
• Liquid assets no more than 20% of the purchase price
• Completes an approved homebuyer education class

Ready to see if you qualify?

09/24/2026

Realtors and Referral Partners what's sitting in your database right now?
Old internet leads? Past clients? Buyers who stopped looking? Homeowners who said “maybe next year”?
Sometimes the next opportunity isn't another new lead. It's a conversation you already started.
What part of your database do you wish you were better at staying in front of?
I have some ideas on how we can help....LET'S CONNECT!

09/22/2026

🧑‍🎓 🏡 Student loans holding you back from buying a home in Maryland? Read this.

The Maryland SmartBuy 3.0 program lets you buy a home AND wipe out your student debt at closing.

Here's how it works:
✅ Get up to 15% of the purchase price (max $25,000) to pay off student loans
✅ It's a 0% interest loan with NO monthly payment
✅ Fully forgiven after 5 years if you stay in the home
✅ May be combined with some MMP down payment assistance

Who qualifies?
🔹 At least $1,000 in student loan debt
🔹 720+ credit score
🔹 First-time homebuyer (or a repeat buyer in a Targeted Area)
🔹 Pay off the full student debt balance for at least one borrower at closing (anything over $25K is paid out of pocket)
🔹 Complete an approved homebuyer education class
🔹 Meet MMP income and purchase price limits
🔹 Own no other property at closing and live in the home as your primary residence

Imagine closing on your first home and walking away student-debt-free. 🙌

📩 Message me to see if you qualify!

Dom Maier | Loan Originator, CrossCountry Mortgage
NMLS #2486625 | Equal Housing Opportunity

09/15/2026

A DSCR loan may allow qualified real estate investors to use a property’s expected rental income, not traditional personal income documentation, to qualify.
Have an investment property in mind? Let’s run the numbers.