10/16/2026
Scammers love urgency.
"If you don't act now..."
"Your account has been locked..."
"Click here immediately..."
Whenever someone tries to rush you, that's your cue to slow down.
Take a minute. Verify who you're talking to. A little caution today can save a whole lot of frustration tomorrow. https://www.smwfcu.com/advice-planning/financial-education/avoiding-fraud-id-theft.html