Canopy Mortgage

06/03/2026

Protect yourself from others fraudulently opening accounts in your name. When you need to apply for a mortgage, you simply lift the freeze at each bureau. Easy peasy!

I put together a quick reference with the links to all four agencies, their phone numbers, and what to expect when you freeze.

04/26/2026

Luxury living comes at a cost—but that cost varies widely across the U.S., according to new data from Realtor.com.

In New York, a high-end home averages $5.49 million, requiring a minimum annual salary of $1.15 million. Meanwhile, in West Virginia, luxury real estate starts at just $750,000, with an income of $158,000 needed to afford it.

“The price of luxury homes differs significantly across the country,” says Realtor.com senior economic research analyst Hannah Jones. “In states like New York and Hawaii, luxury homes exceed $5 million, while in more affordable states like West Virginia, Iowa, Indiana, and Mississippi, the threshold is under $800,000.”

04/11/2026

Realtor.com has launched the Market Clock, a new tool tracking housing conditions across the 50 largest U.S. metros. According to its first quarterly report, 46% of major markets are balanced, 26% favor sellers, and just 16% are true buyer's markets. Only eight metros qualify as buyer's markets: Atlanta, Austin, Jacksonville, Miami, Nashville, Orlando, and Tampa in the South, and Riverside, CA in the West.