Zack Jones - NMLS 546399

Zack Jones - NMLS 546399 Thinking about buying your first home or moving up to "the dream home"? Or maybe refinancing to better terms that help you achieve your financial goals?

We can help! Zack Jones
Mortgage Loan Originator NMLS 546399
Canopy Mortgage LLC NMLS 1359687
www.nmlsconsumeraccess.org
360 Technology Ct Ste 200
Lindon UT 84042
Direct: 615-525-6525
Corporate office: 877-426-5500
Equal Housing Lender
State licenses: https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

09/24/2025

Is the 28% rule still the gold standard for homebuyers in 2025?

With high home prices and interest rates, many buyers are struggling to stay within this classic affordability guideline.

But just because it's harder to meet doesn’t mean it's irrelevant.

The rule still provides a solid framework for long-term financial stability—especially if you want to avoid being house poor.

Let’s break down when it makes sense to follow it—and when it’s okay to be flexible.

09/17/2025

Will affordability improve—or are rates still too high to matter?

Mortgage rates are slowly trending down, now hovering around 6.5%, the lowest in nearly a year. But while that’s good news, home prices remain high due to limited inventory and the “lock-in effect.”

Experts don’t expect big rate drops anytime soon, and real affordability gains may take years.

If you're waiting for the perfect storm of low rates and lower prices, you could be waiting a while. The better move? Buy when the right home fits your budget—and refinance if rates improve later.

08/18/2025

Thinking about buying a home but unsure what’s happening with mortgage rates?

A potential Fed rate cut is creating a lot of buzz—and even though the Fed doesn’t directly control mortgage rates, the impact is already being felt.

Mortgage rates often shift before the Fed officially makes a move, based on how the markets react.

We’re already seeing more favorable options emerge—meaning the time to start planning might be now.

Let’s talk about your next steps before the next shift happens. I’m here to help!

03/26/2025

Spring is here so it’s time to get with it! Whatever the dream, a fixed-rate home equity loan may be the way to make it happen. Mine is the easiest loan you’ll ever apply for, and it funds in as little as ONE WEEK! Zack Jones NMLS 546399 615.525.6525

No time to get cold feet or second-guess when I'm taking care of your mortgage 😉
10/30/2024

No time to get cold feet or second-guess when I'm taking care of your mortgage 😉

Looking for a new home with quiet neighbors?👻You need to get prequalified first - call me.615-525-6525
10/30/2024

Looking for a new home with quiet neighbors?👻
You need to get prequalified first - call me.
615-525-6525

Address

360 Technology Court Ste 200
Lindon, UT
84042

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 9pm

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Loan Consultant, loanDepot

Prior to pursuing the mortgage business, Zack spent the first part of his professional life working in the healthcare industry. Real estate always sparked an interest for him, so when he found an opportunity to get into the mortgage industry, he took it. Today Zack has 16 years of experience and numerous awards for volume performance from the local chapter of The Mortgage Bankers Association. When it comes to his work, there’s nothing that brings Zack more joy than building rapport and educating clients. Being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way, has been very rewarding. His ultimate goal is to ensure that his customers make the best mortgage choice for themselves and their families. Zack has been married to his wife, Rachel, for 20 years and together they have one daughter. In his free time, Zack enjoys spending time with his family and friends, traveling, spending time outdoors, and reading. His charitable efforts include supporting smaller local organizations such as The Hope Clinic and The Wonderful Life Foundation. You can find Zack at the Brentwood branch. Please contact him for any of your mortgage financing needs!

loanDepot offers home purchase and refinance loans, and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,500 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457. loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing. Visit www.loandepot.com/privacypolicy to review our Privacy Policy.