The Rolstad Team

06/18/2026

Inflation just hit a three-year high and your clients are going to see that headline and feel nervous. Here is the good news you get to share with them right now.

Yes, the top number came in at 4.2 percent. That sounds alarming on its own. But the real story underneath that headline is significantly calmer than it appears. More than 60 percent of that increase came from one place: energy and gas prices. Strip those out and look at core inflation, the number the Federal Reserve watches most closely, and it rose just 2.9 percent for the year, which actually came in softer than experts were expecting. That is a very different picture from the headline number.

That is exactly why the Fed is widely expected to hold rates steady at next week's meeting. The underlying data does not support an emergency response and the Fed knows the difference between headline noise and structural inflation.

When a client brings you that scary headline, you now get to be the calm and trusted voice who walks them through what is actually happening behind the number. That is exactly the kind of guidance that turns a nervous buyer into a confident one who is ready to make a smart decision rather than freeze in place.

The headline was loud. The underlying data was not. Follow me for more on what the headlines actually mean for housing and mortgage rates.

06/11/2026

Hey, it is Blaine with the Rolstad Team at Canopy Mortgage and here is the good news agents should be sharing with their clients right now.

Buyers have not disappeared. They have just become more selective and there is an important difference between those two things. Purchase mortgage applications are still running higher than they were this time last year. That tells us people are actively trying to buy homes despite all the noise around affordability and rates. The demand is real. What has changed is the behavior.

Today's buyers are being more careful and more intentional. They are not chasing every listing that hits the market just to be competitive. But they are absolutely still moving when three things line up: the right home, the right price, and a monthly payment that makes sense for their budget. When those three things come together, buyers are acting.

So if a seller feels like the market is completely frozen, the more accurate and more helpful message is this: the market is not dead. It is selective. There are still serious and motivated buyers out there every single day. But pricing, presentation, and strategy matter more than they have in years. Homes that get those three things right are still getting attention and getting sold.

If you have questions about positioning a listing or helping a buyer navigate the current environment, reach out to the Rolstad Team at Canopy Mortgage today at 509-869-4359. We are here to help.

05/25/2026

🇺🇸 Today we remember and honor the brave men and women who gave everything for our country. We are incredibly grateful for their sacrifice. 🇺🇸

From all of us at The Rolstad Team, we hope everyone has a safe, meaningful, and relaxing Memorial Day with the people you love ❤️🤍💙

Whether you’re buying, refinancing, or just planning ahead, we’re always here to help.

📞 Blaine Rolstad | 509-869-4359
📞 Whitney Rolstad | 509-995-3632
🌐 The Rolstad Team

The Rolstad Team | Canopy Mortgage
Steady. Familiar. Trusted. 🇺🇸

05/21/2026

Hey, it's Blaine and Whit with the Rolstad Team at Canopy Mortgage, and we have been getting a lot of questions this week about the new Fed chair. Does Kevin Warsh taking over mean mortgage rates are finally going to drop?

Not necessarily, and this is where the headlines get a little confusing. The Federal Reserve does influence interest rates but not directly the mortgage rates most people are watching. Mortgage rates are actually tied to the bond market, inflation, and what investors think is coming next. So even with new leadership at the Fed, one person cannot walk in and suddenly change mortgage rates overnight. There is still an entire committee making decisions and inflation is still higher than where they would like it to be, which means we will likely continue seeing patience before any major shifts happen.

Here is the part worth remembering. Waiting for the perfect rate can sometimes cost people more than the rate itself. Every situation is different and monthly payment, timing, goals, and down payment all matter in ways that are unique to each person.

If you are wondering whether now makes sense to buy, refinance, or just start making a plan, we are always happy to walk you through it with no pressure and real information. Give us a call at 509-869-4359.

05/19/2026

If you have received one of those mortgage mailers lately, please read the fine print before you call anyone back.

These mailers are designed to grab your attention with phrases like lower payment, reduced rate, and benefit statement, and honestly they can look very official. But what most people do not realize is that the details matter enormously. Before you respond to anything like that you need to understand what the fees actually are, whether the loan term resets and adds years back onto your mortgage, what the APR really is beyond the headline rate, and how long it would actually take to recover the costs of refinancing in the first place.

Sometimes refinancing absolutely makes sense and is the right financial move. And sometimes the fees completely outweigh the benefit. A lower monthly payment does not always mean you are saving money over the long term, and that distinction is critical.

Before you respond to something like that, call someone you trust and ask questions first. We are always happy to review any mailer or refinance offer with you and give you an honest picture of whether it actually works in your favor.

Give us a call at 509-869-4359.

05/17/2026

9 years ago! We’ve always been pretty matchy. 🤣👩🏻‍🤝‍👨🏼

05/14/2026

Thinking about making a move to AZ? Snowbirding or full time, this place is in the perfect 55+ community with an incredible lot...

FULLY OWNED 4 YEAR OLD SOLAR!! Beautifully appointed and thoughtfully upgraded, this exceptional home offers 3 bedrooms, 2 bathrooms, a versatile flex room, and a formal dining space designed for comfortable living and entertaining. The kitchen features a large center island, granite countertops, ti...

05/10/2026

🌸 You think interest rates are tough?
Try being a mom. 😅

Happy Mother’s Day to the moms out there balancing life, chaos, schedules, emotions, sports, laundry, careers… and somehow still answering “Mom?” 💛🏡

We see you.
— The Rolstad Team | Canopy Mortgage

05/08/2026

Good people, local businesses, tacos, and a little Cinco de Mayo fun 🌵
One of our favorite things about living in Estrella is doing life with this community. 💛