We offer mortgage loans (purchase & refinance) for Lincoln and surrounding counties. Other programs require a minimum of 3% down. Traci Dellinger NMLS # 45092
(1)
We specialize in 100% financing for first time homebuyers and existing homebuyers with utilization of USDA guarantee loans and VA loans. GoPrime Mortgage offers loan programs that include: purchase, refinance, debt consolidation, home equity loans, second mortgages, and personalized home improvement loans tailored to the buyer’s unique situation.
11/25/2025
Great news! Conforming loan limits have increased to over $832k. This loan limit increase means more people can afford houses without needing more complicated loans, larger down payments, and stricter qualifications. Give me a call for more info! https://myoc.io/traci
.com
11/25/2025
Yes!
Self-employed borrowers usually need:
- 2 years of tax returns
- Profit & loss statements
- Consistent, qualifying income history https://myoc.io/traci
.com
11/20/2025
I know it's exciting, but adding ANY new debt could ruin your approval. Let's chat first! https://myoc.io/traci
.com
11/18/2025
Federal law enforcement officers face daily dangers in service to our nation, yet they’re
excluded from VA Home Loan eligibility. We want to change that!
Today, we want to honor all who have served and recognize Veterans in our GoPrime Mortgage family. We're so proud to have so many Veterans on our team. We actively work and support the Veteran community through our charitable work and client outreach. https://myoc.io/traci
.com
10/28/2025
The fear of Halloween is known as samhainophobia, but don't ask us how to pronounce it!
The fear of meeting with your mortgage lender is paramortgagelenderaphobia (not really). Let me put your fears to rest.
We will personalize your home loan experience to fit what is right for you! https://myoc.io/traci
.com
10/23/2025
Does your house seem a little haunted lately? Are you ready to start shopping for a new one? I can help. Get pre-approved today! https://myoc.io/traci
.com
10/21/2025
No tricks, only treats with GoPrime Mortgage! Let me treat you to the sense of pride that comes with homeownership. https://myoc.io/traci
.com
09/30/2025
You wouldn’t hop on a plane without a boarding pass… so why shop for a house without a pre-approval? Don’t be rude 😉 https://myoc.io/traci
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Contact The Business
Send a message to GoPrime Mortgage, Inc. of Lincolnton, NC:
I am a proud wife & mother of a WCU college boy! I was born and raised in the small town of Lincolnton NC. My family and extended family all reside here in Lincoln County. In my free time, I enjoy spending time at Lake Norman with family & friends, watching sports, crafting, and shopping. I love clothes and shoes...I guess you could say that I'm a typical Carolina Girl!!
I served on the Board of Directors for Boger City Optimist Club in Lincolnton NC for 4 years as fundraising director but helped with concessions, scheduling, grounds...you name it, I've done it!
I am currently serving my 3rd three-year term on the Lincoln County Board of Realtors Board of Directors and have been named Affiliate of the Year in 2009 and 2015, as well as, serving on the homeowners services committee for Habitat for Humanity of Lincoln County.
My specialties include first time home buyers, online marketing, and credit scoring. I have 20 year- experience as a Mortgage Loan Officer. NMLS# 45092. Equal Housing Lender Oh, can't forget my dog, BOGER! A long-eared basset hound that loves his mommy, ME!
We specialize in 100% financing for first time homebuyers and existing homebuyers with utilization of USDA guarantee loans and VA loans. Other programs require a minimum of 3% down.
GoPrime Mortgage, Inc. offers loan programs that include: purchase, refinance, debt consolidation, home equity loans, second mortgages, and personalized home improvement loans tailored to the buyer’s unique situation.
Traci Dellinger NMLS # 45092
GoPrime Mortgage, Inc. NMLS #69551