Renae Lade Mortgage Loan Originator

Renae Lade Mortgage Loan Originator Local expertise|Real relationships

Renae Ann Lade | Mortgage Loan Originator
NMLS #6826
City Bank and Trust | Company NMLS #405633
Equal Housing Lender 🏠
Your trusted borrower’s advocate, here to guide you through every step of the mortgage process.

🏡 What Does $2,000/Month Buy You in Today’s Market?You might be surprised…With today’s rates, a monthly payment around $...
04/16/2026

🏡 What Does $2,000/Month Buy You in Today’s Market?

You might be surprised…

With today’s rates, a monthly payment around $2,000 could potentially get you into a home around $275K–$310k depending on:

✔️ Down payment
✔️ Credit score
✔️ Taxes & insurance

Many buyers are waiting on rates — but the truth is, you can refinance later… you can’t go back and buy at yesterday’s price. If you’re curious what your payment would look like, I can run the numbers for you in just a few minutes — no pressure, just information.

Message me “PAYMENT” and I’ll send you a personalized estimate, or better yet let’s chat about your goals and what’s stopping you!

When the goal is to be a difference maker in people’s lives! We have the opportunity everyday to be a positive influence...
04/09/2026

When the goal is to be a difference maker in people’s lives! We have the opportunity everyday to be a positive influence on those around us. Let it show in your work and be a reason people believe in goodness✨✨

🌟Let’s get you pre-approved so your dream home doesn’t stay a dream!         RLade@citybankandtrust.com
03/31/2026

🌟Let’s get you pre-approved so your dream home doesn’t stay a dream!

[email protected]

💫Send me a message with “RATE” I’d love to get you on the path to home ownership. You don’t know until you ask! If you h...
03/05/2026

💫Send me a message with “RATE” I’d love to get you on the path to home ownership. You don’t know until you ask! If you have family or friends who have contemplated, send them my way!

Last weekend I had the opportunity to set up at the Home & Garden Show, and what an incredible time it was connecting wi...
02/23/2026

Last weekend I had the opportunity to set up at the Home & Garden Show, and what an incredible time it was connecting with so many homeowners and future homeowners! 🏡✨

As a bank, we decided to do a Home Depot gift card giveaway, and I had the absolute pleasure of drawing the winners — a gracious couple who shared that they’re currently redoing their bathroom. They told me they never win anything and had just added up the plumbing items they needed… the total came to $244.36.

The very next day, I called to let them know they won a $250 Home Depot gift card.

Wow. Talk about goosebumps. 🙌 It was one of those God moments you just can’t script.

Moments like this remind me why I love what I do. It’s not just about mortgages — it’s about people, homes, and being part of their journey in ways big and small.
Congratulations again to our winners! And thank you to everyone who stopped by to say hello. If you’re thinking about buying, building, or renovating, I’d love to be a resource for you. 💙🏡

All set up for the Home and Garden show at Sandhills Global Event Center! Stop by, say hello and enter to win a $250 Hom...
02/13/2026

All set up for the Home and Garden show at Sandhills Global Event Center! Stop by, say hello and enter to win a $250 Home Depot Gift Card🏠

Friday 12pm-8pm
Saturday 10am-8pm
Sunday 10am-3pmd

✨Rates matter — but strategy matters more!!✨Two buyers can get the same rate and have completely different monthly payme...
01/09/2026

✨Rates matter — but strategy matters more!!✨

Two buyers can get the same rate and have completely different monthly payments. Why?

Because the right loan program, down payment strategy, payment structure, and timing often matter more than chasing the lowest rate headline.

I see it all the time:

• Buyers waiting on rates when a different program could get them in now(my favorite punch line-“Date the Rate. Marry the House.”)

• Clients overpaying monthly because no one explained buy-downs or options.

• People assuming they need more cash or better credit than they actually do.

Buying a home isn’t one-size-fits-all; and neither is your mortgage. The smartest moves start with understanding your options, not guessing.

Education first. Strategy second. Keys last. 🏡

You don’t know what you don’t know, and that’s why conversations matter more than assumptions. That’s where I come in!! Ask me all the questions and let me help you with a strategy specific to you!!

Congratulations to Elliott and Kayla—officially first-time homeowners! 🏡 Thank you for letting me help you on this big m...
12/30/2025

Congratulations to Elliott and Kayla—officially first-time homeowners! 🏡 Thank you for letting me help you on this big milestone! Wishing you both all the best!

Christmas came early! 🎄🏡 Congrats to Alexis on her new home. Grateful to have been your lender and part of this mileston...
12/19/2025

Christmas came early! 🎄🏡 Congrats to Alexis on her new home. Grateful to have been your lender and part of this milestone!

11/20/2025

I love what I do — not just because I help people get loans for homes, but because I get to be part of some of the biggest moments in their lives.

Lately I’ve had so many friends and clients tell me,
“I wish I could use you, but I’m moving out of Nebraska…”

So here’s the truth:
You CAN still use me — I can lend nationwide!
If you're buying a home in another state, relocating for a job, wanting to refinance, or know someone across the country who needs guidance, I’m here for you. I’ll walk you through every step, answer every question, and make the process as stress-free as possible — no matter where you’re headed.

Renae Lade — NMLS #6826
City Bank & Trust — NMLS #405633
💙 Always just a message away.

✨Many people think they need every detail in place before reaching out to a lender.The truth? You don’t. What you do nee...
11/12/2025

✨Many people think they need every detail in place before reaching out to a lender.
The truth? You don’t.

What you do need is a starting point — and that’s where I come in. We can establish a plan together!

I’ll help you understand your options, clarify the process, and answer every question (even the ones you think you “should already know”).

You don’t have to be ready. Just motivated. Let’s start the conversation! 🗣️

11/04/2025

🍂✨ Home, Heart & Holiday Cheer!!

As we enter the month of November, I can’t help but reflect on what I’m most thankful for; the people and families who have trusted me to be part of their journey. 🏡❤️

This time of year always reminds me why I do what I do; because behind every house, there’s a person, a family, and a story. I love helping people feel seen, cared for, and supported, and nothing makes me happier than knowing I’ve helped someone find a home that brings them peace and a reason to smile.✨

Whether it’s helping you start fresh, save a little extra, or finally hang those stockings in your own living room, I’m here for you, not just as your lender, but as someone who truly cares. 💛

Wishing you gratitude, joy, and the comfort of home as we move from Thanksgiving gatherings to cozy Christmas moments. 🎁

Address

7101 S 82nd Street , Ste A
Lincoln, NE
68516

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(402)4328776

Website

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