10/15/2026
📣 The 3 Big Things You CAN (and CAN’T) Do During Medicare AEP
Medicare Annual Enrollment Period runs October 15 – December 7. That means it’s time to review your coverage for 2027!
But with all the junk mail, confusing advertisements, and late-night TV commercials, it can be hard to separate fact from fiction.
Let’s simplify things. 👇
✅ 3 THINGS YOU CAN DO DURING AEP
1️⃣ Switch Medicare Advantage Plans
Already have Medicare Advantage? You can switch to a different Medicare Advantage plan that better fits your needs.
2️⃣ Change Your Part D Prescription Drug Plan
You can switch from one stand-alone Medicare Part D plan to another to find coverage that better fits your medications and budget.
3️⃣ Return to Original Medicare
You can leave Medicare Advantage and return to Original Medicare (Part A and Part B). You can also enroll in a stand-alone Part D prescription drug plan.
⚠️ WHAT MANY PEOPLE GET WRONG
Medicare Supplement (Medigap) Plans
AEP does NOT automatically give you guaranteed-issue rights to switch Medigap plans without answering health questions.
In most states, medical underwriting may apply when changing Medigap coverage, unless you qualify for a guaranteed-issue right or another applicable protection. And remember, returning to Original Medicare does not automatically guarantee you can get the Medigap plan you want.
💡 MY TIP: Don’t wait until December!
Even if you love your current plan, review your prescription medications and compare your plan’s 2027 coverage, drug costs, pharmacy network, and provider network.
A plan that worked well this year might not be your best option next year.
📩 Want a quick 10-minute prescription and plan review? Send me a message, and we can review your medications and coverage options together.
Your Medicare coverage deserves more than a TV commercial or a stack of junk mail.
Send a message to learn more
