PrimeLending - Lincoln NE

PrimeLending - Lincoln NE PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Lincoln NE is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just c

are about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

Spring is here, and so is the busy homebuying season! If you're thinking about buying a home, now is the time to prepare...
03/14/2025

Spring is here, and so is the busy homebuying season! If you're thinking about buying a home, now is the time to prepare. Here are three key steps to set yourself up for success.

1. Get qualified* for a mortgage before house hunting. A lender-reviewed qualification strengthens your offer and can make the difference between landing a home or missing out.
2. Focus on affordability, not just rates. If you're ready to buy, don’t wait for rates to change. When rates drop, demand rises bringing more competition and potentially higher home prices.
3. Explore ways to lower your payment. Ask about discount points to secure a lower rate for the life of your loan.

Ready to start your home search? Send me a message — I’m happy to help answer your homebuying and market questions!

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Some homeowners have seen their property values grow significantly — in fact doubling over the last 10 years*.Why does t...
03/13/2025

Some homeowners have seen their property values grow significantly — in fact doubling over the last 10 years*.

Why does this matter for you?

• Your home’s value can grow over time. As home prices rise, the amount of money you have invested in your home (a.k.a. home equity) increases, allowing you to potentially sell it for more than you paid in the future.
• Your housing costs stay more predictable. While rent can go up year after year, a fixed mortgage keeps your monthly payments more stable.
• You might save money at tax time**. Homeowners can qualify for tax benefits, like deductions on mortgage interest and property taxes.

Renting gives you flexibility, but it doesn’t help you build equity or benefit from rising home values. Owning a home gives you the chance to invest in something that can grow in value over time.

Thinking about buying? Contact me today and we can discuss your options.

*Per Case Shiller National Home Price Index (https://www.statista.com/statistics/398370/case-shiller-national-home-price-index-monthly-usa/)

**PrimeLending is not authorized to give tax advice. Please consult your tax adviser for tax advice for your specific situation.

Spring is the perfect time to kick off a backyard renovation, so you can relax and entertain in your upgraded space this...
03/12/2025

Spring is the perfect time to kick off a backyard renovation, so you can relax and entertain in your upgraded space this summer. Two of the most popular backyard enhancements are outdoor kitchens and pools — each with its own perks:

Outdoor Kitchen & Patio:
Ideal for hosting family and friends
Expands your living space
Can increase your home’s value

Pool:
Fun for all ages
Great for staying active
A refreshing escape on hot days

Whichever makes sense for you, we can help with the financing to make it happen. Let’s explore loan options to help bring your backyard plans to life! DM me to get started.

Buying a fixer-upper can be an exciting opportunity to create a home that truly fits your style, afford to buy in your d...
03/11/2025

Buying a fixer-upper can be an exciting opportunity to create a home that truly fits your style, afford to buy in your desired neighborhood and build equity for the long run. Here are some things to consider:

Pros:
Lower purchase price compared to move-in-ready homes
Freedom to design and customize your space
Potential to increase the home’s value through renovations

Cons:
Renovations take time and require careful budgeting
Unexpected repairs can add to costs
Living in a construction zone isn’t for everyone

A renovation loan can make financing easier by covering both the home and upgrades in one mortgage. If you’re ready to turn a fixer-upper into your perfect home, let’s talk! DM me to get started.

Did you know over 50% of mortgage purchases were made by first-time buyers in 2023* — the highest share in over a decade...
03/10/2025

Did you know over 50% of mortgage purchases were made by first-time buyers in 2023* — the highest share in over a decade. That means even in a competitive market, new buyers are finding ways to make homeownership happen.

Here are three ways you can be successful in today’s market:
• Know your budget — Get approved** for a mortgage to understand what you can afford and stay confident in your home search.
• Explore all loan options — There are programs designed to help first-time buyers with lower down payments.
• Be flexible — Expanding your search area or considering different home types can open up more opportunities.

Homeownership is possible with the right strategy. DM me to talk about your next steps.

*Per https://www.zillow.com/research/buyers-housing-trends-report-2023-32978/?msockid=0c12f8b623d46909263dedca22dc6820

**Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

The housing market is all about supply and demand. And traditionally, both those numbers start to climb during the Sprin...
03/08/2025

The housing market is all about supply and demand. And traditionally, both those numbers start to climb during the Spring. More homes on the market are a good sign that demand for homes is high. Plus, the more homes that hit the market, the more you may have to choose from.

Want to set yourself up for success in today’s market? The best way is with an approval letter* from PrimeLending. You’ll know what you can afford, be prepared to act quickly and be able to show sellers you’re serious. Contact me today to get approved for a mortgage.
*Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

A $0 down payment mortgage can be a great option for buyers who want to become homeowners sooner without needing a large...
03/07/2025

A $0 down payment mortgage can be a great option for buyers who want to become homeowners sooner without needing a large upfront investment. Like any loan, it has benefits and things to consider.

Pros:
• You can buy a home sooner without waiting to save for a down payment.
• You keep your savings for other expenses instead of using it for upfront costs.
Cons:
• These loans often come with higher interest rates, which can mean larger monthly payments.
• You may need to pay mortgage insurance or meet specific eligibility requirements.
Curious if a $0 down mortgage is right for you? Let’s connect!

Want to keep family close while still giving everyone their own space? An Accessory Dwelling Unit (ADU) could be the ans...
03/05/2025

Want to keep family close while still giving everyone their own space? An Accessory Dwelling Unit (ADU) could be the answer! An ADU is a self-contained living space on your property—like a guest house, basement apartment, or converted garage. Whether you’re creating a place for aging parents or adult children, or looking for extra income, an ADU has plenty of benefits like:

Rental Income – Earn passive income by renting it out
Increase Property Value – A well-designed ADU can boost your home’s worth
More Living Space – Use it as a home office, guest suite, or creative studio
Greater Independence – A separate space allows privacy while staying connected
Financing an ADU is easier than you might think! DM me to talk about loan options to help you get started.

03/04/2025

Homeowners, tax season is here! Don’t miss these potential deductions*:

• Mortgage Interest
• Property Taxes
• Home Office
• Energy-Efficient Upgrades
• Home Improvement Loan Interest
• Mortgage Points
Make sure you’re getting the most out of homeownership this tax season! As always, consult a tax professional for advice specific to your situation.
*PrimeLending is not authorized to give tax advice. Please consult your tax adviser for guidance on your specific tax situation.

Looking to enhance your home's appeal and functionality? These 5 upgrades can make a meaningful impact:• New Garage Door...
03/03/2025

Looking to enhance your home's appeal and functionality? These 5 upgrades can make a meaningful impact:

• New Garage Door – Refreshes your home’s exterior and improves its overall look.
• Stone Veneer Exterior – Creates a polished and high-end appearance.
• HVAC Upgrade – Improves comfort, reduces energy costs, and can be a key selling point.
• Outdoor Enhancements – Updated patios, fire pits, and landscaping create inviting spaces for living.
• Smart Home Tech – Programmable thermostats, security systems and smart lighting add convenience and modern appeal.
If you're considering home upgrades, let’s discuss financing options that can help you bring your vision to life. Send me a message to explore your options.

📱Stay on top of your buyers’ loans with the PrimeLending Mobile Partner App! This easy-to-use tool lets you:• 🔍 View all...
03/01/2025

📱Stay on top of your buyers’ loans with the PrimeLending Mobile Partner App! This easy-to-use tool lets you:
• 🔍 View all your loans in progress with me through the loan dashboard
• 📈 Access detailed updates on each loan’s status in real-time
• ✍️ Request qualification letters and adjust purchase prices (within the approved limit)
Want to streamline your process? Send me a message and I’ll share my download link so you can start using the app today!

For a limited time, PrimeLending’s Spring Into Savings Buydown Program offers a 1-0 temporary buydown* that lowers the e...
02/28/2025

For a limited time, PrimeLending’s Spring Into Savings Buydown Program offers a 1-0 temporary buydown* that lowers the effective interest rate and payments during the first year of FHA, VA, or USDA loans. It’s a great way to make homeownership more affordable for your clients while helping you close more deals this spring.
Don’t wait — this offer is only available for a limited time! Contact me today and mention promo code SPRING SAVINGS to learn more.
Let’s work together to make homeownership happen!
*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 2/1/25 and 4/30/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

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233 South 13th Street Suite 1100, Office 1131
Lincoln, NE
68508

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