Scott Lacey - The Mortgage Specialist

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United States
Lincoln, RI
Scott Lacey - The Mortgage Specialist

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Scott Lacey - The Mortgage Specialist, Mortgage brokers, 14 Breakneck Hill Road LL1, Lincoln, RI.
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Variety of mortgage loans with a specialty in Renovation Loans

Scott Lacey
National Renovation Manager, NMLS # 8154
Licensed in CT, DC, FL, MA, MD, ME, NH, NC, NJ, PA, RI, SC, VA

10/12/2021

Wondering how to keep your home efficient?

Here are some helpful tips!

10/08/2021

As with many things, home safety begins with awareness. These tips will help you assess opportunities to correct possible dangerous situations.

https://rmsmortgage.com/blog/2021/02/26/tips-for-home-safety

10/05/2021

Your mortgage term this week: Debt-to-Income Ratio

Debt-to-Income Ratio looks at your total monthly recurring debt divided by gross monthly income. This percentage helps determine qualification for a mortgage.

10/01/2021

Between apple picking, cheering on your favorite football team and pumpkin carving this Autumn, be sure you take the time to prepare your home for the approaching cold weather season! There are some important home maintenance tasks you should tackle to make sure your home is functioning as it should.

https://rmsmortgage.com/blog/2021/10/01/fall-checklist-and-colder-weather-maintenance

09/28/2021

Your weekly mortgage term: Property Survey

A property survey confirms a property’s boundary lines. The survey will provide a map detailing the property's legal boundaries, a written description of the property and the street address.

09/24/2021

When it comes to preparing for the worst-case scenario, it can be difficult to know where to start. Being prepared for emergencies could save you and your family’s lives one day.

https://rmsmortgage.com/blog/2021/09/22/how-to-plan-for-a-natural-emergency

09/22/2021

Happy first day of fall!

09/21/2021

Your weekly mortgage term: Cost Benefit Analysis

When considering a purchase mortgage loan or refinance, it is important to do a cost benefit analysis.

A cost benefit analysis looks at how much you are paying and what the benefits or returns will be. Your mortgage lender can help walk you through the costs associated with your loan, and the benefits you will receive.

09/17/2021

There are often misperceptions surrounding home appraisals and inspections and how they fit in the loan process. You've probably heard about these two items and they may be key steps in your home buying journey, but do you know the difference?

https://rmsmortgage.com/blog/2017/07/18/whats-the-difference-between-a-home-inspection-and-appraisal

09/14/2021

Your mortgage term today: Conventional

Conventional loans allow borrowers to choose the term length of the loan, the down payment size, and whether the loan will have a fixed or adjustable interest rate.

09/11/2021

Please help us observe a moment of silence beginning at 8:46 a.m. (EST) September 11th.

Address

14 Breakneck Hill Road LL1
Lincoln, RI
02865

Website

http://www.scott-lacey.com/

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