Hank Rhoads - American Senior Lending

Hank Rhoads - American Senior Lending Helping homeowners 62 and older access their home equity.

Nearly 20 years of experience as a trusted advisor and CA real estate broker, offering tailored solutions to help you retire better.
๐Ÿ‘ Follow to learn more! HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org) doing business as American Senior. 2030 Main Street, Suite #500, Irvine, CA 92614. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937.

07/19/2026

My personal Facebook account has been hacked, and I currently do not have access to it.

Someone has taken control of my account and is fraudulently posting that I'm selling my deceased uncle's personal belongings. This is completely false. My uncle is not deceased, and I am not selling any of his belongings or any other items through that account.

The person responsible has removed my email address and phone number from my account, making it extremely difficult to regain access via Facebook.

If you see any posts from my personal account about selling items, please do not respond, send money, or engage with the scammers, even if you're trying to help me. Instead, please report the posts and, if possible, report the account as compromised.

I appreciate everyone who has reached out with their concern and support. I'll post an update here as soon as I've regained control of my personal account.

Thank you!

โ€œIโ€™ve heard I wonโ€™t qualify for a reverse mortgage because of my limited income.โ€Here is another myth and here is how it...
02/27/2025

โ€œIโ€™ve heard I wonโ€™t qualify for a reverse mortgage because of my limited income.โ€
Here is another myth and here is how it works...

Traditional forward mortgages have income qualifications and credit scores; whereas the HECM (Home Equity Conversion Mortgage) has financial requirements that must be met to ensure adequate resources to maintain the ability to pay property taxes, home owners insurance and HOA dues, if applicable.
The financial assessment may limit some applicantsโ€™ ability to qualify, but you donโ€™t know until you try.

If you want to find out, give us a call (916-409-7424), stop at our office Tuesday through Thursday from 9 am to 2 pm or make a appointment (Monday-Friday) and we'll figure it out together!

We are located in Lincoln, California but work with clients all across the state.

You can find us here:
1510 Del Webb Blvd,
Lincoln, CA 95648

Hank Rhoads & Team
California Real Estate Broker License #01452913
Reverse Mortgage Advisor NMLS #459674

True or False? โ€œAll reverse mortgage lenders take advantage of seniors.โ€Of course, that one isn't true!Seniors who have ...
02/20/2025

True or False?
โ€œAll reverse mortgage lenders take advantage of seniors.โ€

Of course, that one isn't true!

Seniors who have been involved in reverse mortgage lending schemes are typically victims of unsavory lenders.
As a consumer, you should only work with a reputable lender experienced in reverse mortgage lending.
Protect yourself by conducting as much research as possible and by consulting government agencies, your financial advisors and the National Reverse Mortgage Lenderโ€™s Association (NRMLA).

Feel free to stop at our office Tuesday through Thursday from 9 am to 2 pm or make a appointment (Monday-Friday) by calling 916-409-7424 to ask us all the questions that you have!
1510 Del Webb Blvd,
Lincoln, CA 95648

Hank Rhoads & Team
California Real Estate Broker License #01452913
Reverse Mortgage Advisor NMLS #459674

Sadly, Paul and Yvonne are not the only homeowners who shared with us that they felt abandoned.This is why we are commit...
02/20/2025

Sadly, Paul and Yvonne are not the only homeowners who shared with us that they felt abandoned.

This is why we are committed to take the time to walk you through what happens at the end of your reverse mortgage and make you are prepared when it matures.

"๐˜Ž๐˜ณ๐˜ฆ๐˜ข๐˜ต ๐˜ช๐˜ฏ๐˜ง๐˜ฐ.
๐˜ž๐˜ช๐˜ญ๐˜ญ ๐˜ค๐˜ฆ๐˜ณ๐˜ต๐˜ข๐˜ช๐˜ฏ๐˜ญ๐˜บ ๐˜ค๐˜ฐ๐˜ฏ๐˜ต๐˜ข๐˜ค๐˜ต ๐˜บ๐˜ฐ๐˜ถ ๐˜ง๐˜ฐ๐˜ณ ๐˜ข๐˜ฏ๐˜บ ๐˜ฏ๐˜ฆ๐˜ฆ๐˜ฅ ๐˜ณ๐˜ฆ๐˜จ๐˜ข๐˜ณ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ถ๐˜ณ ๐˜ญ๐˜ฐ๐˜ข๐˜ฏ.
๐˜›๐˜ฉ๐˜ข๐˜ฏ๐˜ฌ ๐˜บ๐˜ฐ๐˜ถ ๐˜ง๐˜ฐ๐˜ณ ๐˜ต๐˜ฉ๐˜ช๐˜ฏ๐˜ฌ๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ง ๐˜ถ๐˜ด ๐˜ด๐˜ฆ๐˜ฏ๐˜ช๐˜ฐ๐˜ณ๐˜ด.
๐˜ž๐˜ฆ ๐˜ฐ๐˜ง๐˜ต๐˜ฆ๐˜ฏ ๐˜ง๐˜ฆ๐˜ฆ๐˜ญ ๐˜ด๐˜ฐ ๐˜ข๐˜ฃ๐˜ข๐˜ฏ๐˜ฅ๐˜ฐ๐˜ฏ๐˜ฆ๐˜ฅ, ๐˜ฃ๐˜ถ๐˜ต ๐˜ฏ๐˜ฐ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ฆ. ๐˜›๐˜ฉ๐˜ข๐˜ฏ๐˜ฌ ๐˜บ๐˜ฐ๐˜ถ."
๐˜—๐˜ข๐˜ถ๐˜ญ & ๐˜ ๐˜ท๐˜ฐ๐˜ฏ๐˜ฏ๐˜ฆ ๐˜๐˜ข๐˜ณ๐˜ณ๐˜ช๐˜ด, ๐˜Š๐˜ข๐˜ญ๐˜ช๐˜ง๐˜ฐ๐˜ณ๐˜ฏ๐˜ช๐˜ข

Let's protect your legacy.
Dave, Karly, Tina, Hank & Eric.

โ€œ๐— ๐˜† ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ๐—ฟ๐—ฒ๐—ป ๐˜„๐—ถ๐—น๐—น ๐—ฏ๐—ฒ ๐—ฟ๐—ฒ๐˜€๐—ฝ๐—ผ๐—ป๐˜€๐—ถ๐—ฏ๐—น๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป.โ€๐˜ž๐˜ฉ๐˜ข๐˜ต ๐˜ฅ๐˜ฐ ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฉ๐˜ช๐˜ฏ๐˜ฌ? ๐˜›๐˜ณ๐˜ถ๐˜ฆ ๐˜ฐ๐˜ณ ๐˜ง๐˜ข๐˜ญ๐˜ด๐˜ฆ?This is a myth that we ...
02/13/2025

โ€œ๐— ๐˜† ๐—ฐ๐—ต๐—ถ๐—น๐—ฑ๐—ฟ๐—ฒ๐—ป ๐˜„๐—ถ๐—น๐—น ๐—ฏ๐—ฒ ๐—ฟ๐—ฒ๐˜€๐—ฝ๐—ผ๐—ป๐˜€๐—ถ๐—ฏ๐—น๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป.โ€
๐˜ž๐˜ฉ๐˜ข๐˜ต ๐˜ฅ๐˜ฐ ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฉ๐˜ช๐˜ฏ๐˜ฌ? ๐˜›๐˜ณ๐˜ถ๐˜ฆ ๐˜ฐ๐˜ณ ๐˜ง๐˜ข๐˜ญ๐˜ด๐˜ฆ?

This is a myth that we hear regularly and are happy to debunk today:

If the borrower or their estate wants to retain the property, the balance must be paid in full.
However, as long as the borrower or their estate sells the property to pay off the debt, there is no recourse if the HECM (Home Equity Conversion Mortgage) loan balance exceeds the homeโ€™s value at maturity.
Any equity remaining in the property (if any) after the reverse mortgage is retired belongs to the borrower or their estate.

If you have any question regarding your existing mortgage or if you are curious to learn more, give us a call (916-409-7424) or stop by at our office!
1510 Del Webb Blvd,
Lincoln, CA 95648

Hank Rhoads & Team
California Real Estate Broker License #01452913
Reverse Mortgage Advisor NMLS #459674

Our office will be closed next Monday but you can come in on Tuesday, Wednesday and Thursday from 9 am to 2 pm.Monday/Fr...
02/11/2025

Our office will be closed next Monday but you can come in on Tuesday, Wednesday and Thursday from 9 am to 2 pm.
Monday/Friday by appointment.

We are ready for a second seminar!We've been hosting such events for months now and we are getting fantastic feedback.Af...
01/21/2025

We are ready for a second seminar!
We've been hosting such events for months now and we are getting fantastic feedback.

After breaking down the different scenarios at the end of a reverse mortgage, we will take your questions and make sure that you walk away knowing exactly how to protect your legacy.

See you at 11 am!
Hank, Eric & Team

Great day, great food, great people, great turnout, great feedback... Thank you to all our attendees for asking great qu...
01/21/2025

Great day, great food, great people, great turnout, great feedback...
Thank you to all our attendees for asking great questions.
We are thrilled about today's seminar and excited to do this again tomorrow!

We are so excited to host another round of seminars in Cupertino next Monday and Tuesday with about 20 attendees each da...
01/18/2025

We are so excited to host another round of seminars in Cupertino next Monday and Tuesday with about 20 attendees each day.

Here are the key topics that we'll cover:
* Understanding the steps involved when a reverse mortgage comes to an end,
* Exploring options for heirs and successor trustees to manage home sales and reverse mortgage payoffs,
* Strategies to avoid probate and ensure a smooth transition for your estate.

Not only do we break down several scenarios but weโ€™ll answer your questions and then sit down with you to help you map out your next steps.

Your participation and engagement make these events very unique, and we are looking forward to connecting with you.

Stay tuned for more events and updates from us to protect your legacy.

Our office will be closed next Monday.Even though I'll be in Cupertino, CA hosting events on ๐˜ž๐˜ฉ๐˜ข๐˜ต ๐˜ฉ๐˜ข๐˜ฑ๐˜ฑ๐˜ฆ๐˜ฏ๐˜ด ๐˜ข๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ง ...
01/16/2025

Our office will be closed next Monday.
Even though I'll be in Cupertino, CA hosting events on ๐˜ž๐˜ฉ๐˜ข๐˜ต ๐˜ฉ๐˜ข๐˜ฑ๐˜ฑ๐˜ฆ๐˜ฏ๐˜ด ๐˜ข๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ง ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ๐˜ด๐˜ฆ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ต๐˜จ๐˜ข๐˜จ๐˜ฆ with some of my team on Monday and Tuesday, Leah will be welcoming you at the office on Tuesday as usual!

Address

1510 Del Webb Boulevard Ste B102
Lincoln, CA
95648

Telephone

+19164097424

Website

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