Stein Mach, Loan Officer, NMLS #917311

Stein Mach, Loan Officer, NMLS #917311 Making Homeownership Memorable and Enjoyable | Always Spreading Joy | Karaoke Enthusiast Here’s to achieving your dream home!

Providing you with a great mortgage loan experience is all about developing personal relationships and delivering outstanding customer service from application to closing. I'll set realistic expectations at the beginning of the loan process and strive to exceed those expectations. UBT has a wide range of products, programs, and services available — we'll evaluate them and select the right ones to

meet your unique needs and get you into a home you love. Conventional Loans
FHA
VA
Loans for First Time Home Buyers
ARM (Adjustable Rate Mortgages)
Jumbo Loans
Construction Loans

With experience, competitive rates and a great team here to assist you, my goal is to make sure you are confident and comfortable throughout the mortgage process. I enjoy educating my customers — you'll be able make informed decisions, making the journey of home ownership as smooth and rewarding as possible. Union Bank is here to help simplify the mortgage process with an outstanding team of loan officers, underwriters, processors, and closers. Buying a home is an exciting step in life and one that should be enjoyed!

What a year!!!!!!💙 I am so lucky to get to do what I love each and every day. “The only way to do great work is to love ...
04/09/2026

What a year!!!!!!💙 I am so lucky to get to do what I love each and every day. “The only way to do great work is to love what you do.” - Steve Jobs 🥰

A big “THANK YOU” to my clients, referral partners and coworkers for supporting me each and every year! I truly could not do what I love without all of you. I look forward to helping many more families in 2026 make their home dreams a reality. 🏠

📞 402-323-1455
📧 [email protected]

Had a wonderful time at the  gala celebrating the real estate agents! Cheers to a great year! 🥳🤩🎉
12/02/2025

Had a wonderful time at the gala celebrating the real estate agents! Cheers to a great year! 🥳🤩🎉

This is what makes being a mortgage loan officer so rewarding and special! ❤️🏡
11/20/2025

This is what makes being a mortgage loan officer so rewarding and special! ❤️🏡

There’s something about that moment on Closing Day… when the paperwork is done, the nerves settle, and the keys finally ...
10/07/2025

There’s something about that moment on Closing Day… when the paperwork is done, the nerves settle, and the keys finally land in your hand.

It’s not just about the house—it’s about the fresh start, the milestone, the “we actually did it” feeling. And honestly? That’s about as close to happiness as it gets. 💛

Are you ready for your “keys in hand” moment?

📞 402-323-1455
📧 [email protected]

What’s really going on with the housing + mortgage market right now?Everywhere you scroll, you’ll see noise:“Rates will ...
10/04/2025

What’s really going on with the housing + mortgage market right now?

Everywhere you scroll, you’ll see noise:

“Rates will never drop.”
“The market’s crashing.”
“It’s impossible to buy right now.”

But the latest numbers tell a different story ⬇️

✔️ Homeowners are sitting on an average of $300K in equity.
✔️ Rates are forecasted to keep trending down through 2026.
✔️ And price shifts? Mostly steady—far from a crash.

Here’s the takeaway:

We’re in a market that’s stabilizing and creating opportunities for buyers and homeowners who plan smart with their mortgage strategy.

Thinking of buying, refinancing, or moving in 2025–2026? Reach out to me and I would be happy to help!

📞 402-323-1455
📧 [email protected]

I had a wonderful time yesterday with my coworkers at the Nebraska Mortgage Association conference celebrating our succe...
10/03/2025

I had a wonderful time yesterday with my coworkers at the Nebraska Mortgage Association conference celebrating our successful 2024/2025 year!

I am so thankful to all of my wonderful clients, coworkers and referral partners who have helped make this year a success. I love what I do daily and so thankful to help clients make their home dreams a reality. Thank you everyone who continues to entrust in me!

Stein Mach and Kelly Hasselbalch Novotny Platinum Winners

Barb Bulow, Tami Wolford and Mike Fosdick Silver Winners

Ever been up at midnight, scrolling through listings like it’s Netflix?You spot the one—perfect kitchen, cozy backyard, ...
10/02/2025

Ever been up at midnight, scrolling through listings like it’s Netflix?

You spot the one—perfect kitchen, cozy backyard, even the right street name…
…but then reality hits: without a solid mortgage game plan, that house stays a screen crush instead of house keys in your hand.

The truth? Browsing is fun (I’m guilty too), but turning those late-night Zillow binges into real moves starts with knowing your numbers.

So, before you fall for another listing at 1am, let’s make sure your mortgage strategy is locked in.

📞 402-323-1455
📧 [email protected]

Here’s what I want you to know ⬇️Nationwide, the median home sale price is $443,462 (up 1.4% YoY).Redfin expects a small...
09/30/2025

Here’s what I want you to know ⬇️

Nationwide, the median home sale price is $443,462 (up 1.4% YoY).
Redfin expects a small dip (~1%) by Q4 2025… but history shows home values trend UP over time.

And here’s the kicker: rates + prices don’t always move together.
So while inventory is up and growth is slower, smart buyers are using this window to get better deals and flexible loan options.

Curious what buying (or refinancing) could look like for you?
Drop a 🏡 in the comments or DM me and I’ll walk you through your numbers.

Get $650 off closing costs starting October 1st! ‼️Now is the time to reach out to get prequalified!!!🏡Please reach out ...
09/29/2025

Get $650 off closing costs starting October 1st! ‼️

Now is the time to reach out to get prequalified!!!🏡

Please reach out today!
📞 402-323-1455
📧 [email protected]

🐾 Happy National Dog Day! 🏡Whether you’re fetching the perfect stick or the perfect home, having the right companion mak...
08/26/2025

🐾 Happy National Dog Day! 🏡

Whether you’re fetching the perfect stick or the perfect home, having the right companion makes all the difference. 🐶💛

Just like our furry friends are loyal, I’m here to guide you loyally through the mortgage process — from pre-qualification to closing day (no digging required).
So today, give your pup an extra treat… and maybe give me a call if you’re ready to sniff out your next dream home! 🦴✨

Let’s be real…Buying a home is a lot.You’re not just crunching numbers—you’re dealing with emotions, doubts, dreams, and...
08/26/2025

Let’s be real…
Buying a home is a lot.
You’re not just crunching numbers—you’re dealing with emotions, doubts, dreams, and the occasional “Should I even be doing this?” meltdown. 😅

That’s where I come in.

Yes, I’ll run the numbers.
Yes, I’ll find the right loan strategy.
But I’m also here for the 2 a.m. “What if my offer doesn’t get accepted?” moments and the “Can I actually afford this?” panic spirals.

Because behind every pre-approval is a person with a story—and my job is to make sure your financing fits your life, not just your loan app.

So yeah… therapist with spreadsheets. And maybe a calculator in my pocket instead of tissues.

Address

4243 Pioneer Woods Drive
Lincoln, NE
68506

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+14023231455

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