Joe Molacek, Production Manager, NMLS: 614102

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Joe Molacek, Production Manager, NMLS: 614102

I’m Joe Molacek, NMLS: 614102, Production Manager with PrimeLending, a national mortgage lender At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649 I’m Joe Molacek, NMLS: 614102, Production Manager with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-

friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal Equal Housing Lender

07/04/2025

Happy Fourth of July! Today is our chance to pause and appreciate the ideals our country was built on — opportunity, resilience and the hope of a better tomorrow.

While everyone’s story looks a little different, we’re grateful for the moments that bring us together like time with family, honoring those who serve and reflecting on what matters most.

How are you celebrating today? Share your favorite traditions in the comments, we’d love to see how you’re spending the holiday.

07/03/2025

Helping your VA clients fix up a home doesn’t have to be complicated. With PrimeLending’s VA renovation loan, qualified Veterans, active-duty service members and some surviving spouses can buy or refinance a home and roll in the cost of renovations into one easy loan.

It’s a great solution for homebuyers considering homes that need repairs, updates or accessible upgrades. You’ll give your clients more options, more flexibility and a faster path to homeownership.

Want to make VA renovation loans part of your toolkit? Let’s team up and make it happen.

07/02/2025

Renovation loans are often seen as complicated, but PrimeLending makes them refreshingly simple. Your clients can finance the home and the upgrades together with one loan, one approval and one monthly payment. It covers everything from minor repairs to major remodels, so they don’t have to wait to make a house feel like home.

It’s a smooth, reliable process with support every step of the way—giving you more ways to say yes and more confidence in getting the deal done.
DM me to talk about how renovation loans from PrimeLending can help you close more deals with less hassle.

07/01/2025

Buying a fixer-upper? With a PrimeLending renovation loan, you can buy and renovate a home with one simple loan. No need for separate financing or delayed projects—you get one application, one approval, one monthly payment. Here’s how it works—find a home with potential, roll the cost of the improvements into your mortgage and start creating a space that’s truly yours right after closing. It’s an easy way to turn “almost perfect” into “just right.” Let’s talk about how to make your next home move-in ready.

06/30/2025

A PrimeLending renovation loan is a game-changer for clients who see potential, not just polish. Whether you're helping a buyer find the right home or working with someone ready to tackle a project, this loan can make it all possible—with less hassle.

For real estate agents, it means turning more listings into real options, even if they need a little work. For builders and contractors, it means more qualified buyers ready to fund improvements from day one. One loan covers the cost of the home and the upgrades, keeping projects moving and clients happy.

Start offering a smarter way to buy and build—your clients will thank you. Contact me today to learn more!

05/09/2025

Looking for ways to save on your VA home loan? Start with the lender fees.

At PrimeLending, qualified VA borrowers—including Veterans, active-duty military members and eligible spouses—can take advantage of VA loans with no lender fees*. That’s one of the easiest ways to keep more money in your pocket when buying a home.

Fewer upfront costs. More flexibility. Same powerful VA loan benefits.

Have questions about qualifying or what to expect from the process? Drop them below or send a message—I’m here to help you navigate every step.

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

05/07/2025

If you're eyeing a fixer-upper and wondering which loan is best for your project, here’s what you need to know about the FHA 203k Full/Standard and FHA 203k Limited renovation loans.

FHA 203k Full/Standard – This loan is for bigger projects. Think major repairs like a new roof, structural fixes or expanding your home’s square footage. It allows for extensive renovations and even additional features like landscaping.

FHA 203k Limited – If you're only looking to update a few things like your kitchen or bathroom, this is the simpler, more budget-friendly option. It covers smaller projects, with a cap of $35,000 for repairs, and it’s perfect for quick cosmetic upgrades.

Both options let you roll the cost of renovations into your mortgage, so you don’t have to worry about financing repairs separately.

Not sure which loan works best for you? DM me to figure out which option suits your project and budget!

01/18/2023

Renovation Lending Made Easy! If you are looking at one of those "What IF" homes, please don't hesitate to give me a call. With close to 20 years of FHA 203K and Conventional Renovation lending experience, I'll walk you through the process from start to finish, making the renovation loan process easy for you!

04/29/2022

Working hard

01/02/2022

Sweater Weather!

10/20/2021

We’ve just lowered credit criteria on FHA and VA loans, giving our loan officers more flexibility to meet the of today’s homebuyer. Contact us to learn all the reasons PrimeLending is the home of the Modern Originator. https://www.joinprimelending.com/contact-us

- https://lo.primelending.com/joe.molacek/

Address

233 S. 13th Street, Suite 1100, Ofc. 1121
Lincoln, NE
68508

Website

https://www.RenovateWithJoe.com/

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