Vault Insurance & Risk Management

Vault Insurance & Risk Management Independent Insurance Agency: Home, Auto, Renters, Motorcycle, RV, Boat, Business/ Commerical, Life, & Health. It’s not just words, it’s our promise to you.

Welcome to Vault Insurance & Risk Management (formerly Watts Insurance Group), an independent insurance agency serving families and businesses in Lincoln Nebraska. We know first hand how important it is to cover the people and property in your lives from the unexpected. That’s why we’re here to tirelessly help you every step of the way. We aren’t just an insurance agency, we’re part of your family that’s why integrity, honesty and dedication are the core parts of our business.

I saw the sign... 🎤🎼 Thanks to P. Makinler Building Group and Love Signs, Inc. we are all done and in our new space!
04/07/2026

I saw the sign... 🎤🎼 Thanks to P. Makinler Building Group and Love Signs, Inc. we are all done and in our new space!

Happy Easter from Vault Insurance! We have our own personal Easter Bunny in the office. Any guesses of who it might be?
04/03/2026

Happy Easter from Vault Insurance!

We have our own personal Easter Bunny in the office. Any guesses of who it might be?

Proud to sponsor the fun run! ❤️
03/25/2026

Proud to sponsor the fun run! ❤️

We're seeing GOLD!!!!!

Welcome back continued GOLD sponsor Vault Insurance & Risk Management !!!

For the past few years Vault Insurance & Risk Management has sponsored the Norris PTO Fun Run & been a huge part of our success. Through their continued support we have been able to ensure that every single dollar raised by our students during the pledge period goes right back to their needs. How cool, right?

Check out Vault Insurance & Risk Management 's page and see what this amazing community partner is all about!

03/12/2026

Customer messages like this truly mean the world to us. After long days and busy seasons, hearing feedback like this reminds us why we do what we do.

“I truly appreciate all of you guys and what you do for us! I don’t know if anyone tells you how great you are, BUT we love you 😊”

We are incredibly grateful for customers who trust us and support our team. Thank you for the kind words and for letting us be part of what you do. It never goes unnoticed.

We appreciate every single one of you! 🙏

Shopping for home insurance today isn’t apples to apples; it’s apples to oranges. 🍎 🍊 🍏 Every company has different cove...
03/02/2026

Shopping for home insurance today isn’t apples to apples; it’s apples to oranges.
🍎 🍊 🍏

Every company has different coverage, deductibles, exclusions, and even rules about what they’ll write. If you’re not fluent in insurance lingo, it’s easy to think two quotes are the same when they’re not.

We’ve seen “same coverage” quotes that were missing roof replacement cost, added cosmetic loss exclusions, or lowered limits just to win on price.

It may look cheaper on paper, but it can cost you thousands when you actually need it.

Our approach is simple:
No sales pitch. No gimmicks.
No pressure. Just honest advice.

If you have questions, we are here for you!

03/01/2026

🎂 15 YEARS! 🥂

Thank you to our clients, our carriers, my team, everyone who has helped us get to here. 💙

We have moved! Don't mind our mess we are still getting settled! 5936 Vandervoort DrSte BLincoln, NE 68516
02/06/2026

We have moved! Don't mind our mess we are still getting settled!

5936 Vandervoort Dr
Ste B
Lincoln, NE 68516

50% off AAA memberships! Call us to get yours. We *highly* recommend this over the roadside assistance on your auto insu...
02/05/2026

50% off AAA memberships! Call us to get yours.

We *highly* recommend this over the roadside assistance on your auto insurance.

🏠 You Ask: Will home insurance replace my roof or just repair it?🏡 We Answer: It depends on how your policy covers the r...
01/28/2026

🏠 You Ask: Will home insurance replace my roof or just repair it?

🏡 We Answer: It depends on how your policy covers the roof. Some policies pay replacement cost, which means the insurance company covers the cost to replace your roof with a similar one, minus your deductible.

Other policies pay actual cash value, which factors in age and wear. If your roof is older, that can mean a much smaller payout — and significantly more out of pocket for you after a hailstorm or wind loss.

In Nebraska, many insurers have moved to actual cash value for roofs after 15 years and some sooner, especially because of frequent hail claims. That’s why it’s important to review your roof coverage before you need it, not after a storm hits.

👉 If you’re not sure how your roof is covered, a quick policy review can save you thousands later.

Stay warm! Here are some tips for the COLD weather!
01/23/2026

Stay warm! Here are some tips for the COLD weather!

❄️ EXTREME COLD TEMPS are on the way! ❄️
Here’s how to protect your home and business before the temperatures drop:

✅ Let faucets drip slightly, especially on exterior walls
✅ Open cabinet doors to allow warm air to reach plumbing
✅ Keep your thermostat set consistently day and night
✅ Disconnect and drain outdoor hoses and irrigation lines
✅ Check that garage doors and exterior doors are sealed
✅ If you’ll be away, have someone check on the property

If a pipe does freeze or burst, act fast:
• Shut off the water immediately
• Call a professional right away to minimize damage

At Paul Davis Restoration of Lincoln, we’re here 24/7 to help protect what matters most. A little prevention now can save a big headache later.

402-474-1414

Stay warm and stay safe! 🏠❄️

Be safe out there! ❤️
12/01/2025

Be safe out there! ❤️

Happy Thanksgiving! We are closing Wednesday at 1 pm and will be back in the office Monday morning to serve you! Have a ...
11/26/2025

Happy Thanksgiving!

We are closing Wednesday at 1 pm and will be back in the office Monday morning to serve you!

Have a happy thanksgiving!

Happy Thanksgiving! 🍁🍽 🦃

We will be closing at 1 today and will be close Thursday and Friday.

Address

5936 Vandervoort Ste B
Lincoln, NE
68516

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+14022613999

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