10/01/2026
🌧️ Rain, rain, go away…
We’ve received several inches of rain over the last few days, and with that much water, we know some homeowners may be finding water where it definitely doesn’t belong.
If you’re experiencing water in your home, don’t panic—but do act quickly.
Step 1: Stop the water if you can.
If you can safely identify where the water is coming from and prevent more from entering, do so.
Step 2: Start containing and drying the area.
Remove standing water, use towels, fans or a wet vac, and move belongings away from the affected area if it’s safe to do so. The goal is to prevent additional damage.
Step 3: Call the right professional if you need help.
💧 Water in the basement? A water mitigation/restoration company is a great place to start.
🏠 Water coming through the roof? Contact a reputable roofer to identify and stop the source.
And one important reminder from your insurance agent:
Water in your home feels like an emergency—and sometimes it absolutely is—but not every water event becomes a large insurance claim.
Sometimes the solution is simply stopping the source, cleaning up the water, thoroughly drying the area, and moving forward. Acting quickly can make a BIG difference.
Before immediately filing a claim, take a moment to assess the situation, document the damage with photos, begin protecting your property from further damage, and get professional help when needed.
🚗 What if it’s your vehicle?
If your vehicle has been sitting in floodwater or water has entered the interior:
• Do not try to start it if the water reached high enough that the engine or electrical components may have been affected.
• Take photos of the vehicle and the water level if you can safely do so.
• Have the vehicle moved to a safe location when appropriate.
• If you carry comprehensive coverage, flood and rising-water damage is generally the portion of your auto policy that would respond. Coverage depends on your specific policy and circumstances.
If the damage is significant and you believe the loss will exceed your deductible, please contact your insurance carrier directly to report the claim.
And, as always, if you’re unsure what to do, call our office. We’re happy to help you understand your coverage, talk through the situation, and point you in the right direction.
Stay safe and stay dry, friends. ☔️
Nikki Ostrander Ashley Hellbusch Terri Watts Devin Dale Ostrander
