The Carder Team Carmelita Carder NMLS #619944

The Carder Team Carmelita Carder NMLS #619944 Mortgage Consulting with CrossCountry Mortgage LLC NMLS #3029
Equal Housing Lender

Fall is one of the best times of the year with pumpkins, apple cider, candy, and so much more. Make sure your house is a...
10/12/2022

Fall is one of the best times of the year with pumpkins, apple cider, candy, and so much more. Make sure your house is as ready as you are for the changing temperatures!

Buying mortgage points is one way to beat rising rates – potentially saving you thousands of dollars over the length of ...
10/10/2022

Buying mortgage points is one way to beat rising rates – potentially saving you thousands of dollars over the length of your home loan. But it doesn't always make sense, call me today and let's discuss your options!

📲 916-295-8140
💻 www.carderteam.com

It's National Frappe day today! What's your favorite Frappe? Tell me below and let me know if you're celebrating today! ...
10/07/2022

It's National Frappe day today! What's your favorite Frappe? Tell me below and let me know if you're celebrating today!

The industry standard for home financing, conventional mortgages are the right choice for many homebuying situations. Ca...
10/05/2022

The industry standard for home financing, conventional mortgages are the right choice for many homebuying situations. Call me today and let's discuss your options!

📲 916-295-8140
💻 www.carderteam.com

There are plenty of loans out there and picking the right one can seem complicated at first. When you know all of your o...
10/03/2022

There are plenty of loans out there and picking the right one can seem complicated at first. When you know all of your options thanks choosing a mortgage becomes much clearer. Call me today and let's discuss your options!

📲 916-295-8140
💻 www.carderteam.com

Happy Friday!! The weekend is almost here! What does everyone have planned? Pumpkin Patch? Apple Hill? Football? I would...
09/30/2022

Happy Friday!! The weekend is almost here! What does everyone have planned? Pumpkin Patch? Apple Hill? Football? I would love to hear about it in the comments ❤️

15 vs. 30-year mortgage: Which is best? That answer is different for everyone. You can pay off your 15-year loan faster ...
09/28/2022

15 vs. 30-year mortgage: Which is best? That answer is different for everyone. You can pay off your 15-year loan faster and with a lower interest rate, but is that right for you? Call me and let's discuss your options and what might work best for you!

📲 916-295-8140
💻 www.carderteam.com

With interest rates on the rise, you may see adjustable-rate mortgages (ARMs) trending. But do you know what ARMs do? Ca...
09/26/2022

With interest rates on the rise, you may see adjustable-rate mortgages (ARMs) trending. But do you know what ARMs do? Call me today and let's discuss your options!

📲 916-295-8140
💻 www.carderteam.com

New Carder Team mugs just in time for fall!!
09/23/2022

New Carder Team mugs just in time for fall!!

In the long run, it most likely will—even as home prices and interest rates have risen. Here’s why: it’s a hedge against...
09/21/2022

In the long run, it most likely will—even as home prices and interest rates have risen. Here’s why: it’s a hedge against inflation—unlike rent, with a fixed rate, you always know what your monthly payment will be; increasing equity, which adds to your personal net worth and not your landlord’s wallet; a housing market “crash” is not imminent. Call me today and let's discuss your options!

📲 916-295-8140
💻 www.carderteam.com

Buying a home is an investment in yourself and your future—not in someone else’s property. Home prices have risen, but t...
09/19/2022

Buying a home is an investment in yourself and your future—not in someone else’s property. Home prices have risen, but there are still many advantages to buying a home vs. renting. Your monthly payment won’t rise, unlike rent, and you build wealth through home equity. Contact me to learn more about the benefits of buying vs. renting.

📲 916-295-8140
💻 www.carderteam.com

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Lincoln, CA
95648

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+19162958140

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