MK4 Health Insurance Services

MK4 Health Insurance Services Medicare and Covered California Insurance

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare co...
06/01/2026

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare coverage options and pricing in one place instead of shopping around on your own.

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan...
05/29/2026

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan begins. The deductible requirement does not apply to preventive services.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to...
05/28/2026

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the ...
05/27/2026

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for cover...
05/26/2026

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. In-network coinsurance usually costs you less than out-of-network coinsurance.

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easie...
05/25/2026

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easier to treat.

Enjoy Memorial Day Weekend! “Never regret anything that made you smile.”
05/22/2026

Enjoy Memorial Day Weekend!
“Never regret anything that made you smile.”

Wellness 101: Small lifestyle changes, such as daily walks and healthier food choices, can have a meaningful impact on y...
05/21/2026

Wellness 101: Small lifestyle changes, such as daily walks and healthier food choices, can have a meaningful impact on your long-term health and quality of life.

Medicare can feel overwhelming at first, but once you understand the different parts, the process becomes much easier to...
05/18/2026

Medicare can feel overwhelming at first, but once you understand the different parts, the process becomes much easier to navigate.

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805 Twelve Bridges Drive #15
Lincoln, CA
95648

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