Red Feather Financial

09/20/2024

When you retire, how will you treat your next chapter?

09/18/2024

09/16/2024

For those planning to work after retirement, understanding how it affects Social Security benefits is essential. This article explains full retirement age, the earnings test, and taxable benefits clearly.
https://www.williamjosephcapital.com/resource-center/retirement/how-will-working-affect-social-security-benefits

09/13/2024

Important insights on Renter’s Insurance! 💡 Don't overlook the necessity of protecting your personal belongings, even in a rented space. While the property may be insured by the owner, your possessions aren't necessarily covered.

Don’t overlook the need for renter’s insurance if you rent your home.

09/09/2024

Life insurance in retirement: it's a choice that requires thoughtful evaluation. Factors like age, health, and policy type all affect cost and availability, and surrendering a policy too soon might lead to unexpected expenses.

Reasons to retain your coverage into your retirement years.

09/04/2024

Balancing finances as a couple requires collaboration and compromise. From prioritizing savings to managing joint accounts, every decision impacts our financial health. Budgeting provides clarity and control over our spending habits. Regular check-ins ensure transparency and alignment with our goals. Let's navigate our financial journey together with open communication and shared objectives!

https://www.williamjosephcapital.com/resource-center/money/managing-money-as-a-couple

08/30/2024

Understanding where you can trim expenses is key to financial health. This piece offers practical energy-saving tips that can translate to real savings. From DIY energy audits to simple home fixes like sealing drafts, every step counts. And don't forget about your car—regular maintenance and smart driving habits can keep costs down. Let's make saving a habit!

Here are some simple and inexpensive energy-saving tips that may help you save money.

08/28/2024

Today: 'a penny saved is a penny earned.' 💰 It's time to take a closer look at our spending habits and say goodbye to those money wasters. 💸
From impulse buying to forgotten subscriptions, there are many culprits draining our wallets. It's time to take control! 💪💡 Don't let those fire sales or tempting free trials derail your financial goals. Cancel those unused subscriptions, negotiate better rates with your service providers, and consider more budget-friendly alternatives like reusable water bottles and homemade coffee. ☕️
Let's make smarter choices and watch our wealth grow.

One way to find money is to examine your current spending habits and eliminate money wasters.

08/26/2024

🪣 Retirement isn't just about checking off your bucket list—it's about planning for a secure future. John and Mary know this well as they prepare for the next chapter. 🌟 Learn how a bucket plan can safeguard your finances and leave a meaningful legacy. Let's create a strategy tailored to your goals!

Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.