Doug Steiner - Mortgage Loan Originator

Doug Steiner - Mortgage Loan Originator Please contact me for all mortgage needs! Equal Housing Lender. Prospect Mortgage, LLC, NMLS #3296.

I am a licensed mortgage originator, NMLS # 312024, and am licensed to originate mortgage loans in the following state(s): Hawaii. To learn more, visit my Prospect Mortgage website at www.MyProspectMortgage.com/dsteiner.

Need a reason to own your home? I'll give you 3! 1. You'll accumulate equity 2. Stability 3. You'll have complete freedo...
11/11/2022

Need a reason to own your home? I'll give you 3!

1. You'll accumulate equity
2. Stability
3. You'll have complete freedom to design and update as you desire.

And the list goes on! Contact me, and let's talk about your options. Let's make you a homeowner!

Interest rates still have not reached a historical high! Keep this in mind as you think about the market. Now is a good ...
11/10/2022

Interest rates still have not reached a historical high! Keep this in mind as you think about the market. Now is a good time to buy if you're ready! And I'm here to help! Feel free to ask me any questions you may have.

Credit score requirements are not the same across the board. This is why your credit health is important! Buyers with lo...
11/09/2022

Credit score requirements are not the same across the board. This is why your credit health is important! Buyers with lower scores tend to face higher fees. However, it doesn't mean buying a home is impossible. Work on getting your credit as healthy as possible before applying for a mortgage. Need a few tips? Drop a comment or send me a DM and I'll be happy to help!

11/08/2022

The conforming loan limits are increasing in 2023! What does that mean for you? It means you could potentially afford more house than you originally thought. Reach out to me, and let's see how this increase could be a benefit to you!

Worried you won't have enough time to find your dream home before rates change? The   program could be the solution you ...
11/07/2022

Worried you won't have enough time to find your dream home before rates change? The program could be the solution you need. This program allows you to lock your rate for up to 120 days! Reach out to me today for more information or to apply.

If you opt for a 2-1 buydown, that means, as a buyer, your interest rate is reduced by 2% the first year and 1% the seco...
11/04/2022

If you opt for a 2-1 buydown, that means, as a buyer, your interest rate is reduced by 2% the first year and 1% the second year. By the third year of the mortgage term, the interest rate goes back to the original interest rate on the loan. But with a 2-1 buydown, buyers have reduced payments for the first two years. If you're in the market to purchase a home, a 2-1 buydown may be just what you need to make it happen. DM me today and we can crunch some numbers together!

11/03/2022

You need an MLO. Why? To help you avoid as many hiccups as possible during your home purchasing journey. Don't go at it alone when you don't have to! Contact me today.

Sellers will view you as a serious buyer if you show up  . Let's make that happen! Reach out to me today.
11/02/2022

Sellers will view you as a serious buyer if you show up . Let's make that happen! Reach out to me today.

11/01/2022

The program is perfect for anyone looking to lock their rate and take their time hunting for the perfect home. 🏡 Reach out to me today to learn more about this amazing program!

Let's talk about fixed-rate mortgages. A fixed-rate loan ensures your monthly principal and interest payment never chang...
11/01/2022

Let's talk about fixed-rate mortgages. A fixed-rate loan ensures your monthly principal and interest payment never change. Given the predictability, this is the most common type of mortgage. Ready to start your search for your next home? Reach out, and let's explore some mortgage options!

Myth: Getting   is the same thing as getting  . FACT: Getting prequalified is an initial evaluation of your potential to...
10/28/2022

Myth: Getting is the same thing as getting .

FACT: Getting prequalified is an initial evaluation of your potential to qualify for a mortgage. A pre-approval is a thorough process in which your financials are reviewed in order to make an approval or denial for a mortgage loan. A pre-approval makes your offer stronger.

Reach out to me to get started on your pre-approval!

You may want to refinance for many reasons, but here are some of the most common ones: - Obtaining a lower interest rate...
10/26/2022

You may want to refinance for many reasons, but here are some of the most common ones:
- Obtaining a lower interest rate.
- Shortening the term of the mortgage.
- Converting an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (or visa-versa).

If this sounds like you, send me a DM and let's get started on refinancing your home!

Address

4365 Kukui Grove St. #101
Lihue, HI
96766

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