Fregia Health Insurance Services

09/01/2026

💰 Did You Know? Original Medicare has deductibles AND copays — not just premiums!

These out-of-pocket costs can add up quickly if you're hospitalized or need ongoing medical care. That's why reviewing your coverage options before you need care is so important. A no-cost review can help you ask better questions and prepare for enrollment.

📞 Call us today for a FREE no-obligation consultation!
📞 936-755-3018 | 🌐 www.fregiains.com
Milton Fregia | Texas License #1858172 | Serving Southeast Texas & Surrounding Areas
Local Service. Personal Attention. Trusted Advice.

08/25/2026

💊 Did You Know? Medicare Part D is your prescription drug coverage — and it's offered through private insurance companies approved by Medicare!

Without Part D (or similar creditable coverage), you could pay full price for your medications. It's important to check your prescriptions and pharmacies before choosing a Part D plan each year, because the list of covered drugs can change annually.

📞 Call us today for a FREE no-obligation consultation!
📞 936-755-3018 | 🌐 www.fregiains.com
Milton Fregia | Texas License #1858172 | Serving Southeast Texas & Surrounding Areas
Local Service. Personal Attention. Trusted Advice.

08/18/2026

🌟 Did You Know? Medicare Part C — also called Medicare Advantage — is an alternative way to receive your Medicare benefits through a private insurance company approved by Medicare!

Many Medicare Advantage plans bundle Part A, Part B, and often Part D into one plan. Some also include additional benefits like dental, vision, and hearing. Understanding your options before you choose is key to making an informed Medicare decision.

📞 Call us today for a FREE no-obligation consultation!
📞 936-755-3018 | 🌐 www.fregiains.com
Milton Fregia | Texas License #1858172 | Serving Southeast Texas & Surrounding Areas
Local Service. Personal Attention. Trusted Advice.

08/11/2026

👨‍⚕️ Did You Know? Medicare Part B covers your doctor visits, outpatient care, preventive services, and durable medical equipment — like wheelchairs and walkers!

Part B also covers many preventive screenings at no cost, including annual wellness visits. The key is knowing what's covered before you need it — and understanding your out-of-pocket responsibilities.

📞 Call us today for a FREE no-obligation consultation!
📞 936-755-3018 | 🌐 www.fregiains.com
Milton Fregia | Texas License #1858172 | Serving Southeast Texas & Surrounding Areas
Local Service. Personal Attention. Trusted Advice.

08/07/2026

08/04/2026

🏥 Did You Know? Medicare Part A is your hospital insurance — and most people pay $0 in monthly premiums!

If you or your spouse worked and paid Medicare taxes for at least 10 years, you've earned premium-free Part A. It covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health services. Knowing what's included — and what's not — can save you from unexpected surprises.

📞 Call us today for a FREE no-obligation consultation!
📞 936-755-3018 | 🌐 www.fregiains.com
Milton Fregia | Texas License #1858172 | Serving Southeast Texas & Surrounding Areas
Local Service. Personal Attention. Trusted Advice.

07/31/2026

07/24/2026

Learn how to compare Medigap plans using five-year premium projections, healthcare costs, IRMAA planning, and long-term retirement strategies.