Fregia Health Insurance Services

06/17/2026

🏠 Mortgage Protection Insurance

What would happen to your family's home if something unexpected happened to you?

Mortgage Protection Insurance can help provide funds to help your loved ones continue making mortgage payments, stay in their home, and maintain financial stability during a difficult time.

Benefits may include:
✔ Help cover mortgage payments
✔ Financial protection for your family
✔ Affordable coverage options
✔ Peace of mind knowing your loved ones are protected

Your home is one of your family's largest investments. Make sure it's protected.

📞 Call Milton Fregia today for a free review of your life insurance and mortgage protection needs.

📞 936-755-3018 | Liberty, Texas
Fregia Health Insurance Services

Protect Your Family. Protect Your Home. Protect Their Future.

06/16/2026

Thank you for your business Milton!

06/15/2026

06/10/2026

🏥 Hospital Indemnity Insurance Can Help Cover Out-of-Pocket Costs

A hospital stay can be expensive—even if you have Medicare or health insurance.

Key Benefits:
✔ Cash benefits paid directly to you
✔ Helps with deductibles, copays, and other expenses
✔ Use the money however you choose
✔ Provides added financial protection during recovery

Let's discuss whether Hospital Indemnity Insurance is right for you.

📞 936-755-3018
📍 Liberty, Texas

Fregia Health Insurance Services
Personalized Guidance at No Cost to You

Disclaimer:
Not connected with or endorsed by the U.S. Government or the federal Medicare program. This information is for educational purposes only.

06/06/2026

TURNING 65 & STILL WORKING?
Do You Need Medicare?

🤔 One of the most common questions I hear is:

"I'm still working and have health insurance through my employer. Do I need Medicare?"

The answer is: It depends.

If you have health coverage through your current employer (or your spouse's current employer), you may be able to delay Medicare Part B without a penalty. However, the rules vary based on the size of the employer and the type of coverage you have.

Some people should enroll in Medicare at age 65, while others may benefit from waiting. Making the wrong decision could result in gaps in coverage or costly late enrollment penalties.

Before making a Medicare decision, it's important to review:

✔️ Your current employer coverage
✔️ The size of your employer
✔️ Prescription drug coverage
✔️ Medicare enrollment deadlines

Every situation is different, and what works for one person may not be the best choice for another.

If you're approaching age 65 and still working, understanding your options before you enroll can help you avoid costly mistakes and make informed decisions about your healthcare coverage.

📞 936-755-3018 | Liberty, Texas

Fregia Health Insurance Services
Personalized Medicare Guidance at No Cost to You

Not connected with or endorsed by the U.S. Government or the federal Medicare program. This information is for educational purposes only.

02/16/2026

🇺🇸 Happy Presidents’ Day!

As we reflect on the leaders who have served our country, I’m reminded how important it is to continue serving in our own communities.

Helping seniors understand Medicare is something I take seriously. Your coverage affects your health, your finances, and your peace of mind — and you deserve clear answers.

If you or a loved one have questions about Medicare, let’s sit down and make sure you’re in the plan that fits your needs.

I’m always here to help.
— Milton Fregia
Fregia Insurance Services

📞 Call me today at 936-775-3018 to schedule a review.