03/25/2026
🔥 TRUE STORY — A local welding company came to us after being turned down for insurance.
Because they work with heat, sparks, and open flame, several carriers either:
❌ Declined coverage
❌ Offered sky-high premiums
❌ Or added tough restrictions that made the policy almost useless
They were frustrated and honestly starting to worry about operating without proper protection.
At Schultze Insurance Agency, we took the time to:
✅ Understand exactly what type of welding work they were doing
✅ Shop multiple carriers that specialize in higher-risk trades
✅ Structure the right liability coverage for their operations
✅ And secure a policy at a price that actually made sense
Not every business fits into a “standard” insurance box — and that’s okay.
If you run a trade business, contractor company, or anything considered higher risk…
There are still GOOD options out there.
Message us or drop a 🔧 below and we’ll help you find the right coverage