Cameron Terrell Insurance Agent

06/01/2026

06/01/2026

Now hiring producers

[email protected]

Attention State Farm Producers:

If you have a proven track record and are unhappy with recent changes, Summit Insurance Group would love to speak with you.

We are currently looking for experienced producers who want an opportunity to grow with an independent agency that offers:
• Competitive salary
• Commission schedule
• Benefits
• Growth opportunities

Please be prepared to provide production reports and performance history.

Send resumes confidentially to:
[email protected]

06/01/2026

Car theft can happen anywhere, but adopting these small habits can help.

For all the other summer driving "what ifs," head here: https://www.erieinsurance.com/2026/summer-driving-simplified

06/01/2026

Rent an apartment without getting insurance? We say neigh.

05/22/2026

Liability insurance helps protect you if you’re found responsible for causing injury to someone or damaging their property.

If an accident happens — even a small one — the costs can add up quickly. Liability coverage is designed to help cover those unexpected expenses so you’re not paying everything out of pocket.

It can help with:

* Medical expenses for others
* Property damage you’re responsible for
* Legal defense costs if you’re sued

It’s one of the most important parts of an insurance policy — and often the coverage people don’t think about until they need it.

Having the right limits in place matters more than most people realize. A quick policy review can make a big difference.

05/21/2026

05/21/2026

If your answer is “uhhh…” you’re not alone. A quick refresh now can make a big difference later—think flashlight batteries, first aid supplies, water and anything else you’d want on hand if the unexpected happens this summer.
ERIE's full list of tips can be found here: https://www.erieinsurance.com/2026/summer-driving-simplified

05/21/2026

⛈️ Severe weather season is here, and now is the time to review your insurance coverage before a storm hits. Many homeowners don’t realize there can be major differences in how claims are paid depending on the coverage selected.

🏠 Replacement Cost Coverage vs. ACV (Actual Cash Value)

Replacement Cost Coverage helps pay to replace damaged property with new materials of similar kind and quality, without deduction for age or wear.

ACV coverage factors in depreciation, meaning older roofs, siding, or property may receive significantly less at claim time. A 15-year-old roof may only receive a fraction of the replacement cost under ACV coverage.

🌪️ Also make sure you understand your Wind & Hail Deductible.

Many policies today have separate deductibles for wind and hail damage, especially in severe weather areas. Some policies even use Percentage Deductibles instead of flat deductibles.

Example:
A 1% deductible on a $400,000 home = $4,000 out of pocket before insurance pays.
A 2% deductible = $8,000 out of pocket.

That can surprise homeowners after a storm if they were expecting a standard $1,000 deductible.

📞 If you are unsure what your policy covers, now is the perfect time to review it before severe weather arrives.

Summit Insurance Group
859-479-1234
www.summit-ins.co

05/21/2026

05/20/2026

Give me a call!

859-479-1234

[email protected]