Ken From Kentucky - Contractor for GEICO Insurance

07/10/2025

Credit Score Impacts More Than Loans, Insurance Too!

Did you know your credit score can affect your auto insurance rate? In many states, insurers use it as a rating factor — even if you’ve never filed a claim. A few credit improvements might lead to savings on your premium too. Worth checking, right?

07/09/2025

Tip: Low Mileage? Low Rates.

If you're not driving much, your wallet should feel the benefit. Many policies offer low-mileage discounts if you drive under a certain number of miles each year. Let’s check if your lifestyle change could lower your rate. Fewer miles = more money in your pocket.

07/08/2025

Tip: Teen Driver = Time to Recalculate

Adding a teen driver to your policy can raise your rate, I have seen it more than double and most people can't just say "Okay, that fine" usually they ask for the number again as they pick up their jaw off the floor! This is also a good time to unlock new discounts. Good student? Driving app? We’ll check every option. Protect them without wrecking your budget.

If you our seeing this please be sure to like this page and share!!!

07/07/2025

***Bundle Up, Buttercup***

Bundling your auto and home insurance isn’t just convenient — it can save you serious cash. Most companies offer a nice discount when you combine both under one roof. If you're not bundling, you're probably overpaying. Let’s fix that today. My benefit is that I have multiple company I can bundle auto with for home or renters insurance to make sure you are saving money! Send me a message to talk about insurance and reward yourself with a buttercup you deserve it!

07/05/2025

Tip: When Did You Last Review Your Policy?

If it’s been over a year or more since you talked to an agent about your policy, your policy might be outdated and not optimized to serve you. Rates shift, discounts expire, and your life may have changed and your insurance should reflect that. Let’s schedule a quick review to make sure you're still getting the best deal.

Again I have excellent new rates though my office and we are helping a majority of people save big!

Message me and let's talk insurance!

07/03/2025

Tip: The Full Coverage Fake-Out

"Full coverage" isn’t a real policy type — it’s just slang for comprehensive, and collision combined. But it might not include essentials like rental reimbursement or roadside assistance. Let’s make sure your "full Coverage" actually covers the full picture. No one wants to be calling their mom to take them to work because a their car is in the shop for the next month waiting for a part or pay full price for a rental. Look at those prices from enterprise for the middle of July!

07/02/2025

🎆Freedom + Firework + Full Coverage(better hope so)? 🎇

This 4th of July, we’re celebrating independence — and let’s be honest, nothing says freedom like knowing your auto insurance has your back when life gets unpredictable.

Whether you're hitting the road for a lake trip or just driving across town for a BBQ, make sure your coverage includes those “Oh Crap” extras like emergency roadside service and rental reimbursement. Because fireworks belong in the sky — not in your exhaust pipe!

💡Want a little more peace of mind before the long weekend? I’m happy to help you double-check your policy.

07/02/2025

State Limit Liability Isn’t Enough (Even If It’s Legal)
Sure, Kentucky only requires liability of $25,000 Per Person / $50,000 Per Accident / Property Damage of $25,000 — but that won’t cover damage to your own car. If you're hit by an uninsured driver, or cause damage in a major accident, liability-only could leave you stuck with the bill for your stuff and the other guys stuff image hitting a Tesla X and only have $25,000 worth of coverage. Ask how much it would be to double that because you might be surprised at the cost difference!

07/01/2025

Insurance Tip of the Day - The Truth About Red Cars and Insurance...

Nope, red cars don’t cost more to insure — that’s a total myth! Your rate depends more on your vehicle’s make, model, safety features, and claims history than the color. Drive what you love, but let’s make sure your policy matches it.

07/01/2025

Please like and share! GEICO has new rates through my office. If you work for for the government in any form you get preferred rates. Been helping 3 out 4 people I speak to I save money. It is as easy as a 10 minute to make sure you’re not over paying for insurance.

🎓🚓 You Work Hard — Your Auto Insurance Should Recognize That

Did you know your job title or degree could actually lower your car insurance rate? Yup — your education or occupation can sometimes unlock exclusive discounts that most people don’t even know about.

The company I work with offers preferred rates for:
✅ Military (active duty or retired)
✅ Local, state, or federal government employees
✅ Educators, first responders, and other public service heroes

So if you're out here serving your community while gas prices keep climbing, shouldn't your insurance cut you a little slack too? I think so — and I’d love to help make that happen.

💡 Raises might be rare, but insurance discounts for public service? That I can help with.

06/30/2025

🎓🚓 You Work Hard — Your Auto Insurance Should Recognize That

Did you know your job title or degree could actually lower your car insurance rate? Yup — your education or occupation can sometimes unlock exclusive discounts that most people don’t even know about.

The company I work with offers preferred rates for:
✅ Military (active duty or retired)
✅ Local, state, or federal government employees
✅ Educators, first responders, and other public service heroes

So if you're out here serving your community while gas prices keep climbing, shouldn't your insurance cut you a little slack too? I think so — and I’d love to help make that happen.

💡 Raises might be rare, but insurance discounts for public service? That I can help with.

06/27/2025

🚨 “Full Coverage” Means Different Things to Different People… 🚨

Ask 5 people what “full coverage” means and you’ll get 5 different answers. Some think it includes everything under the sun — but most of the time, it just means comprehensive and collision coverage.

But depending on who you ask, it may or may not include two game-changers:
🚗 Emergency Roadside Service (for when your battery dies or a tire gives out)
🚙 Rental Reimbursement (for when your car’s in the shop after a wreck)

Here’s the deal — you can usually add both for just a few bucks a month. That’s way better than frantically signing up for a $124.99 AAA membership at 1am while stranded on the side of I-75 in a construction zone. Trust me, those “Oh Crap” moments hit harder when you're alone and unprepared.