06/08/2026
For many contractors, equipment is one of the biggest investments in keeping projects moving. That’s why it’s so important to know how that equipment is protected as it travels from one job site to the next.
Inland Marine insurance is designed specifically for contractor‑owned machinery—everything from excavators and loaders to generators and other tools your team relies on daily.
Because this equipment is valuable and constantly exposed to risks like theft, vandalism, fire, and weather damage, the right equipment floater policy helps ensure you can repair or replace it quickly. That means less downtime, fewer delays, and more predictable job schedules.
Your coverage needs will depend on the types of equipment you own, how often they’re transported, and the risks they face on the road and on site.
If you’re unsure whether your current policy provides the right level of protection, our team at Palmetto State Insurance Agency is here to help. Reach out anytime—let’s make sure your equipment is covered where it matters most.