Crescent Financial Group

09/01/2026

Quick myth to bust this month: life insurance isn't a "set it and forget it" purchase.

A lot of us bought coverage years ago — maybe before kids, before a mortgage, before a career change — and just... never looked at it again.

Since September is Life Insurance Awareness Month, it's a good time to ask whether your coverage still fits your life today.

08/31/2026

Balancing today's financial responsibilities with tomorrow's goals isn't always easy.

Retirement savings, debt repayment, and family planning often compete for attention, making it even more important to have a thoughtful financial strategy that considers your full financial picture.

The state of the economy and stubborn inflation are top of mind for consumers, especially during an election year.

08/28/2026

Managing student loan debt can make it challenging to prioritize long-term savings, but creating a balanced financial strategy can help you make progress toward multiple goals at once.

Finding the right balance between paying down debt and preparing for the future is an important part of comprehensive financial planning.

Change is needed to help remove barriers to saving, says advisor.

08/26/2026

Many investors want their portfolios to reflect both their financial goals and personal values.

Impact investing offers an opportunity to consider investments that seek financial returns while supporting causes and initiatives that align with what matters most to you.

08/24/2026

Whether retirement is years away or just around the corner, small planning decisions made today may help move your goals closer.

Reviewing your savings strategy, spending habits, and retirement timeline can make a meaningful difference over time.

So, you want to retire at 60 and live until 100? Here’s how to get your financial act together.

08/21/2026

Understanding your retirement benefits is an important part of making informed financial decisions. Knowing how vesting works can help you better evaluate your employer-sponsored retirement plan and future career choices.

Taking the time to understand your benefits can help you make more confident decisions about your financial future.

You may not have access to all the money before you're fully vested in your 401(k). Learn what being vested in your 401(k) means before making any big decisions.

08/19/2026

Just as regular health checkups help you stay on track, reviewing your financial plan each year can help identify new opportunities, address changes in your goals, and keep your strategy aligned with your future.

An annual financial review can help ensure your plan continues to evolve alongside your life.

08/17/2026

Research suggests that having dependable income during retirement may provide greater confidence when making spending decisions.

Understanding where your retirement income will come from is an important part of creating a sustainable financial plan and preparing for the years ahead.

Most people don't plan bequests and many unnecessarily cut back on discretionary spending in retirement, according to a paper from an industry group.

08/14/2026

Generating reliable income is an important part of many retirement strategies. Dividend-paying investments may provide one source of income while helping support your long-term financial goals when incorporated into a diversified portfolio.

Understanding different income strategies can help you build a retirement approach that aligns with your needs.

You could see some high returns, and if you stash dividend stocks in a taxable account, you can minimize the taxes you pay on them.

08/12/2026

Estate planning is about more than creating documents. Reviewing beneficiaries, updating your plan after major life events, and making sure your wishes are clearly communicated can help protect your legacy and your loved ones.

A thoughtful estate plan can help provide clarity and confidence for the future.