MorningTide Financial Group, Inc

04/03/2026

First and second used to break up a jumbo, with an appraisal, clear to close in 8 business days. Because our clients have lives to live and they don’t want to spend it in the process. Best process, best processor.

02/03/2026

Did you know that the Fannie Mae® HomeReady® loan program is a lower down payment loan program. Some of the loan guidelines allow for:
97% LTV, FICO per DU – 95% on High Balance
1-4 Unit, PUD, condo, Co-op, manufactured
Income from Accessory Dwelling Units and Boarder Income acceptable (wait, what???)
Gift funds acceptable
More affordable MI-cmon!!

11/11/2025

07/25/2025

Check out Tom discussing the 10 Step to Homeownership

** Navigate your mortgage journey with these 10 crucial steps for approval success!

06/21/2025

Looking for a mortgage partner to help your clients quickly and efficiently move on from their divorce? As one of the area's few certified divorce lending professionals, you can count on us.

06/21/2025

A flex term mortgage doesn't require spending years at the gym — it simply lets homebuyers customize the length of their loan (8–30 years) with a fixed interest rate. Available on FHA, VA and conventional loans — contact me to learn HOW TO GET MORTGAGE SWO!

06/21/2025

Some mortgage lenders or loan programs require W-2s or pay stubs to give you a home loan. Bank statement loans for self-employed buyers use your bank statements instead of traditional income documents to qualify. Contact me to learn more!

06/20/2025

With our One-Time Close New Construction loans, you can get a loan before construction even begins, helping save you time and money by only closing on your new home once and covering one set of closing costs! Learn more today!

06/20/2025

His name is Roscoe. You may know some of his friends. Roscoe's humans tried to keep him in their apartment but soon discovered the landlord didn't approve. So, we helped Roscoe's humans find the perfect house and loan for the three of them. Do you have a Roscoe? We can help!

06/19/2025

In a competitive housing market, the ability to close on your home quickly can give you an edge over other buyers. Call to see how I can deliver a loan process that will make your offer stand out.