Professional Insurance Plans

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Professional Insurance Plans Insurance designed specifically for the Dental and Optometric Practice. Visit us at http://www.professionalplans.com

We are committed to providing our clients with the highest quality insurance services combined with the lowest rates available in your area. We work with you “one on one” to ensure that you get a professional plan that is tailored specifically to meet your needs.

The problem with leaving a practice is that the liability risks of services you offered in that practice could follow yo...
10/13/2026

The problem with leaving a practice is that the liability risks of services you offered in that practice could follow you even after you have left. Patients you had previously served could allege harm or injury due to your actions while you were employed there. Who pays for malpractice tail coverage when leaving a practice?

You need to negotiate well for yourself to get a practice to pay for your malpractice tail coverage.

Understanding who pays for malpractice tail coverage when a medical professional leaves can be complicated. Let's talk about it.

Liquidity in a life insurance policy refers to how quickly and easily you can access the policy's cash value as cash, th...
09/15/2026

Liquidity in a life insurance policy refers to how quickly and easily you can access the policy's cash value as cash, through withdrawals, policy loans, or surrender, without a major loss in value. Liquidity means your money stays reachable. Only permanent policies like whole and universal life offer this; term life does not.

Liquidity allows you to seize fleeting opportunities and face emergencies.

Liquidity in a life insurance policy means how easily you can access your policy's cash value through loans, withdrawals, or surrender. See a clear definition and example.

A sonographer can do everything right and still face a professional liability claim. An overlooked finding, an alleged e...
09/01/2026

A sonographer can do everything right and still face a professional liability claim. An overlooked finding, an alleged error during an exam, disagreement over patient care, and malicious patients can put your career and finances on the line. That should tell you that you need sonographer liability insurance.

If you work for an employer, you may already have some coverage through their policy. It doesn't necessarily mean you have the individual protection you need.

Are you a sonographer looking to understand what coverage you may need? Read here to find out!

Travel nursing gives you the freedom to work independently and travel. Every new assignment comes with new patients, new...
08/18/2026

Travel nursing gives you the freedom to work independently and travel. Every new assignment comes with new patients, new employers, and new liabilities. A single claim can follow you long after the contract ends.

Travel nurses should definitely carry private malpractice insurance so it follows them wherever they go. Employer-provided coverage helps, but it's built for the employer, not you, which is especially true if you work as a 1099 contractor.

Should travel nurses carry malpractice insurance of their own? Let's talk about it!

Plastic surgeons are likely to spark more controversy than their other medical counterparts. Even if you're true to your...
06/26/2026

Plastic surgeons are likely to spark more controversy than their other medical counterparts. Even if you're true to your Hippocratic oath and professional best standards, patient dissatisfaction can still attract lawsuits. The liability risks are also unique, making general medical malpractice insurance insufficient.

A significant number of plastic surgery procedures are elective, making practitioners more prone to malpractice claims.

Plastic surgeons also need medical malpractice insurance. Read more about it here!

You've likely heard that life insurance is a tool for passing money to your heirs tax-free. That idea is partly true, bu...
06/09/2026

You've likely heard that life insurance is a tool for passing money to your heirs tax-free. That idea is partly true, but the influencers discussing this tend to leave out some important details. How life insurance interacts with estate tax depends entirely on how you structure the policy.

Your beneficiaries may miss out on tax advantages if you make mistakes in registering ownership, planning for the trust, or designating beneficiaries.

Learn how proper policy ownership and trusts protect your life insurance payout from estate taxes.

A pretty common question that we keep getting asked is if life insurance premiums are tax-deductible. Life insurance is ...
05/05/2026

A pretty common question that we keep getting asked is if life insurance premiums are tax-deductible. Life insurance is a huge investment, especially for your dependents in case of your untimely demise. However, it's also an interest-accumulating financial tool, so the debate on writing off insurance premiums is inevitable.

Life insurance premiums are mostly not tax-deductible, but there are always exceptions.

A pretty common question that we keep getting asked is if life insurance premiums are tax-deductible. Read more about it here.

As an optician, you play an important role in healthcare, helping your patients see clearly. Whether you measure for pre...
03/25/2026

As an optician, you play an important role in healthcare, helping your patients see clearly. Whether you measure for prescription lenses, recommend frames, or adjust eyewear for comfort and fit, your work directly affects patient satisfaction and visual outcomes. Even minor errors in measurements, dispensing, or adjustments can lead to complaints, financial losses, or professional liability claims.

At Professional Insurance Plans, our experienced agents specialize in insurance solutions for opticians. Read more here.

Life insurance is designed to protect your loved ones financially if you pass away. Because nearly all sources of income...
02/17/2026

Life insurance is designed to protect your loved ones financially if you pass away. Because nearly all sources of income are taxed in some way, many people—especially high-income professionals—wonder whether life insurance benefits are subject to taxes.

In most cases, life insurance receives favorable tax treatment under U.S. law.

Life insurance can play an effective role in protecting loved ones. Learn about how it can impact your taxes.

Physician assistants are always on the front lines of patient care, diagnosing, treating, prescribing, assisting with pr...
01/20/2026

Physician assistants are always on the front lines of patient care, diagnosing, treating, prescribing, assisting with procedures, and making quick decisions every day. Such responsibility comes with real legal exposure that only physician assistant malpractice insurance can mitigate. You need it to protect your career, license, and financial future.

Given the importance of this need, many PAs rely solely on employer-provided malpractice insurance, rarely examining what it covers.

Medical malpractice insurance for physician's assistants can come through your employer or purchased as an individual. Let's talk you through it!

Address

1795 Alysheba Way Suite 4201
Lexington, KY
40509

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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