Parrott Benefit Group

06/23/2026

Halfway through Men's Health Month, new data from eHealth reveals it's the perfect opportunity for benefit leaders to advocate for better participation in preventive care.

To improve attention to male health, employers should start with enhancing benefits education, enabling time off for appointments, and championing mental wellness.

06/22/2026

Not all health plans work the same way. Understanding the differences between HMO, PPO, EPO, POS, and HDHP plans can help you make more informed healthcare decisions.
💬 Which factor matters most to you when choosing a health plan: lower costs, provider flexibility, or access to an HSA?

06/19/2026

Your HSA is more versatile than you might think. From prescriptions and preventive care to wellness essentials and more, your HSA can help you save on a variety of qualified healthcare expenses.
For the most complete, up-to-date HSA rules, refer to https://www.irs.gov/publications/p969

06/18/2026

Economic pressures (and not necessarily loyalty) could be driving workers to stay put. To that end, employers substantially overestimate worker satisfaction with their benefits programs, a disconnect that could leave organizations vulnerable when economic conditions improve and workers regain confidence to explore other opportunities.

"It is concerning that some workers, especially Gen Z, are reducing their 401(k) contributions due to rising medical insurance premiums," said Kimberly Landry, research director at LIMRA.

06/17/2026

Regardless of insurance status, unmet health care needs and other financial challenges (including amassing medical debt and problems paying medical bills) were the most prevalent challenges faced by individuals and family members.

Among people who get insurance through an employer, 4 in 10 cited affordability challenges, while 54% of those who purchase insurance on their own.

06/16/2026

According to a recent voter survey by the Coalition to Strengthen America's Healthcare, voters clearly are deeply concerned about the role corporate health insurers play in increasing costs while delaying and denying care.

Eight in 10 voters are concerned about health insurers denying or delaying doctor-ordered treatments.

06/15/2026

To assess their obligations, employers should: determine which plans are subject to the PCORI fees, assess plan funding status, and (for self-insured plans) select an approach for calculating average covered lives.

The ACA requires health insurance issuers and self-insured plan sponsors to pay PCORI fees annually, using IRS Form 720, due by July 31st.

06/12/2026

New Benefitfocus plan analysis found that as of last year, GLP-1s were still a major cause of spending increases at large, self-insured employer health plans.

About 6% of the plan participants were using the weight-loss drugs.

06/11/2026

When an employee reports a qualifying event, employers should keep the following in mind when administering midyear changes: adhere to enrollment deadlines, verify the change is consistent, ensure the plan document supports the change, and apply benefit-specific rules carefully.

When a significant life event occurs, employees can update their benefits outside of open enrollment (known as a midyear qualifying event).

06/10/2026

Rising health care costs are having an impact health-related social needs, which are defined as a household's ability to meet needs for medical care, purchase healthy food, pay bills, and live in safe housing.

Approximately 4% of U.S. households with children spend 10% or more of their income on out-of-pocket medical expenses, according to a new report in JAMA Network Open.