Holly Matthews - Mortgage Specialist NMLS - 1289185

07/23/2026

07/23/2026

🌅✨ TWILIGHT OPEN HOUSE ✨🌅

🏡 118 Junction Point. New Richmond, OH 45157
📅 Wednesday, July 23
🕕 6:00 PM – 8:00 PM

Come experience this beautiful home at sunset! 🌇
💫 Home Features:
🛏️ 3 Bedrooms
🛁 2 Full Baths
🏠 1930 Finished Sq. Ft.
✨ Finished Basement
🚪 Walk-In Closets in Every Bedroom
🧺 Second-Floor Laundry
🌳 Fully Fenced Backyard
☀️ Stunning Two-Tier Deck & Pergola
🌾 USDA Eligible

💰 Thinking about financing?
🏦 Holly Matthews - Mortgage Specialist NMLS - 1289185 with Evergreen Home Mortgage will be on-site to answer your mortgage and financing questions, including USDA loan eligibility!

📲 Questions? Call or text Melanie Shea, REALTOR®
📞 513-508-6024
🏡 To Buy or Sell, Call Mel!

03/05/2026

My friend tim posted and i am sharing It!! The trigger lead legislation takes effect today and I could not be happier.

The new law is called the Homebuyers Privacy Protection Act, which amended the Fair Credit Reporting Act to restrict mortgage trigger leads. It was signed in September 2025 and became effective 180 days later March 5, 2026.

What actually changes starting today?

Credit bureaus can no longer sell a borrower’s mortgage inquiry data to random lenders unless one of these applies:

1. The lender already has a relationship with the borrower (existing mortgage servicer/originator).
2. The borrower explicitly consented to sharing their data.
3. The lender is a bank or credit union where the borrower already has an account.
4. The outreach is tied to a true “firm offer of credit.”

02/19/2026

Spring buying season is coming—let’s get your credit ready!

🏡 Credit Tip #1: Pay every bill on time, every time. Set up auto-pay or calendar reminders so nothing slips through the cracks—because payment history is one of the biggest factors in your credit score and directly impacts mortgage approval.

💡 Did you know? A single 30-day late payment can stay on your credit report for up to 7 years.

📲 Reach out if you’d like help getting pre-approval ready before the spring rush.