Benchmark Mortgage Lexington KY

Benchmark Mortgage Lexington KY We are a community of mortgage professionals that are united by the Benchmark Core Values.
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Drowning in credit card debt while holding onto a low mortgage rate? You’re not alone. The real cost of borrowing might ...
04/30/2025

Drowning in credit card debt while holding onto a low mortgage rate?

You’re not alone.

The real cost of borrowing might be higher than you think.

💳 Here’s the reality:
✔️ Credit card interest rates can quietly push your overall borrowing costs past 20%.
✔️ Rolling high-interest debt into your mortgage could free up hundreds in monthly cash flow.
✔️ If mortgage rates drop in the future, you’ll be in an even stronger position to save.

Why let high-interest debt drain your financial freedom?

Let’s build a smarter strategy.

🏡 Spring Market is Here—Are You Pre-Approved? 🌷If you're thinking about buying a home this spring, getting pre-approved ...
04/28/2025

🏡 Spring Market is Here—Are You Pre-Approved? 🌷

If you're thinking about buying a home this spring, getting pre-approved is step one!

But did you know your pre-approval isn't just about your income?

Lenders look at multiple factors to determine how much home you can afford, including:
✔️ Your current income & expenses
✔️ Your credit score and any outstanding debt
✔️ Your student loan debt (if applicable)
✔️ Your assets & liabilities
✔️ Any recent negative activity on your credit or banking history

A strong pre-approval can make your offer stand out in a competitive market, giving sellers confidence in your ability to close.

Let's get you set up for success before peak season hits!

📩 DM us to start your homeownership journey today.

Mortgages don’t have to feel like a puzzle with missing pieces. 🏡🧩We simplify the process so you can focus on finding th...
04/25/2025

Mortgages don’t have to feel like a puzzle with missing pieces. 🏡🧩

We simplify the process so you can focus on finding the perfect home - not stressing over paperwork.

Let’s make your mortgage journey smooth, easy, and stress-free!

🏡 Shoutout to Maria Grisby, Benchmark Mortgage NMLS #2153815 for another amazing job! 🎉Buying a home for the first time...
04/22/2025

🏡 Shoutout to Maria Grisby, Benchmark Mortgage NMLS #2153815 for another amazing job! 🎉

Buying a home for the first time can be overwhelming, but with the right guidance, it becomes a smooth and exciting journey. Maria went above and beyond to help this family understand their home loan options, ensuring they felt confident and secure in their decision.

✨ *"Maria was so much help when it came to figuring out what home loan my parents needed and letting us know where all of their money was going to so they felt secure with their home purchase as first-time homeowners. She is truly wonderful and was always happy to help with answering any questions we had.

Muchísimas gracias de nuestra familia por su gran ayuda con comprando nuestra primera casa!"* ✨

Maria, your dedication and care make all the difference! 👏 If you're looking for a mortgage team that truly puts you first, we're here to help.

04/20/2025

🐰 Happy Easter from Benchmark! 🐰

Wishing you a day filled with joy, love, and maybe even a few hidden surprises—just like finding the perfect home! 🏡✨ Whether you're spending today with family, hunting for eggs, or just enjoying the spring weather, we hope your Easter is as bright as your future home.

If homeownership is on your wish list this season, we're here to help make it a reality! 💙

Looking at today’s market, it’s easy to assume that homeownership has never been this expensive. But history tells a dif...
04/17/2025

Looking at today’s market, it’s easy to assume that homeownership has never been this expensive.

But history tells a different story! 📊
📌 In the 1980s, mortgage rates soared past 16%, pushing the payment-to-income ratio above 40%!
📌 Even in 2006, at the height of the housing boom, the ratio hit 33.9%.
📌 Today? The ratio stands at 35.3%—higher than usual, but still in line with past trends.

What does this mean for buyers?

Real estate has always required strategic planning, but it has also been one of the greatest wealth builders. And as rates shift, opportunities will emerge!

Want to run the numbers for your situation? Let’s chat! 📩

🏠 3 Critical Deadlines Every Homebuyer Must Know!Buying a home is exciting, but the process comes with important deadlin...
04/14/2025

🏠 3 Critical Deadlines Every Homebuyer Must Know!

Buying a home is exciting, but the process comes with important deadlines that can’t be missed!

Let’s break them down so you stay ahead of the game. ⏳
👉 Earnest Money Deposit:
You have 3 days to submit your deposit (usually to the title company).
👉 Mortgage Contingency:
Within 7 days, you need to prove that you've submitted a full mortgage application. Failing to do so could mean losing your deposit and protections.
👉 Appraisal Due Date:
If your appraisal comes in lower than the purchase price, you’ll need to renegotiate by this date to avoid surprises.

💬 Thinking about buying a home?

DM us and we’ll help you figure out your buying power!

Happy Birthday, Tami! 🎉
04/11/2025

Happy Birthday, Tami! 🎉

Happy Birthday, Marty! 🎉Marty Preston - NMLS #20984 - Benchmark Mortgage
04/10/2025

Happy Birthday, Marty! 🎉
Marty Preston - NMLS #20984 - Benchmark Mortgage

6 Money Tips for Couples: Building Wealth Together Starts Here! 💑💰Strong relationships need clear communication, especia...
04/09/2025

6 Money Tips for Couples: Building Wealth Together Starts Here! 💑💰

Strong relationships need clear communication, especially about money!

Here’s how to keep your finances aligned:
1️⃣ Be Transparent About Finances: Share your financial goals and challenges openly. Honesty builds trust.
2️⃣ Plan Large Purchases Together: Big buys are a team decision. Align your priorities before you spend.
3️⃣ Create a Shared Budget: Know where your money goes every month by budgeting as a couple.
4️⃣ Combine or Split Savings Thoughtfully: Decide together how to manage joint and individual savings.
5️⃣ Split Expenses Fairly: Whether it’s 50/50 or proportional to income, find what works best for you both.
6️⃣ Make Investments as a Couple: Grow your wealth by investing in assets like real estate, retirement funds, or even a dream business!

💡 Pro Tip: Financial alignment strengthens not just your bank accounts but your relationship, too.

Which tip are you focusing on as a couple? Let us know below!

Happy Birthday, David! 🎉David Willoughby- NMLS #20146 - Benchmark Mortgage
04/05/2025

Happy Birthday, David! 🎉
David Willoughby- NMLS #20146 - Benchmark Mortgage

To Our Clients, Partners, and Friends,As our communities face these historic floods, our hearts are with everyone affect...
04/04/2025

To Our Clients, Partners, and Friends,

As our communities face these historic floods, our hearts are with everyone affected. Please prioritize your safety and the safety of your loved ones during this time. If you’ve been impacted and need assistance, support, or just someone to talk to—we’re here for you.

Let’s continue to look out for one another. Stay strong, stay safe, and know that better days are ahead.

— Your Benchmark Family

Address

1084 East New Circle Road Suite 200
Lexington, KY
40505

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18592930411

Website

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