Tracy Bayse - Mortgage Banker

06/15/2026

Credit score got you worried?

Don’t assume you’re not qualified.

Many buyers are surprised to learn they have more options than they thought. 🏡

Let’s take a look at your situation and create a game plan together!

06/14/2026

06/14/2026

If you love the mountains…the beautiful town of Dobson & this amazing home may be calling your name. Would love to help with financing.

06/13/2026

06/13/2026

🏡✨ CLOSING DAY for this sweet first-time homebuyer couple! ✨🏡

This one is extra special because there was a moment when they almost gave up on their dream of homeownership.

After being told by their own bank that it wasn’t possible, they were discouraged and unsure if buying a home was possible at this time. The truth is, they were actually well-qualified—they just needed someone willing to look beyond a one-size-fits-all approach and help them navigate the process.

With a little perseverance, teamwork, and determination, we found a path forward. Today, they are officially homeowners! 🎉🔑

Their story is a great reminder that one “no” doesn’t always mean “no.” Sometimes it simply means you haven’t found the right person to help guide you yet.

Congratulations to this amazing couple! Thank you for trusting me to help make your dream come true. 🌟 Wishing you many years of happiness, laughter, and wonderful memories in your very first home. ❤️🏠

🏡🔑💕

Atlantic Bay Mortgage Group
NMLS #72043
Equal Opportunity Lender
www.nmlsconsumeraccess.org

06/12/2026

✨The greatest news you can get….on a FRIDAY and week early!!! ✨

Let me just say we have the BEST ops department of anywhere!!! 🙌🏻

06/12/2026

💥OPEN HOUSE💥
SUNDAY, JUNE 14TH 2:00-4:00

"LAKE LIFE IS THE BEST LIFE"

Join us Sunday, June 14th from 2:00-4:00pm and tour this fabulous waterfront home at 1498 Beckner Rd. Lexington NC 27292

Imagine spending your mornings with coffee overlooking the water and your evenings enjoying stunning lake views right from your own backyard! 🌅

*Need financing....no problem. I will be on-site to answer all your financing questions. *Ask me about the lender incentive that this property is eligible for. ✨

06/12/2026

“Choose your hard.”

Renting can feel safer.
Buying can feel intimidating.

But every homeowner started exactly where you are—wondering if they were ready.

Let’s find out together. You might be surprised by what’s possible. 🏡

06/11/2026

🏡 Don’t let interest rates be the only thing driving your homebuying decision.
Every month you wait could mean paying more for the same house later.

The truth is, you can often refinance a rate in the future… but you can’t go back and buy a home at yesterday’s price.

If you’re financially ready, it may be worth looking at the bigger picture:
✔️ Building equity
✔️ Potential appreciation
✔️ Stability of homeownership
✔️ Creating long-term wealth

The best time to buy isn’t always when rates are lowest—it’s when you’re ready. Let’s talk through your options and create a plan that makes sense for you. 📞🏡

Information is for educational purposes only and should not be relied upon by you. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.