Jason B Anker your Mortgage Banker NMLS 10159

01/09/2026

Trump orders Fannie and Freddie to buy 200 Billion in Mortgage Securities (MBS).

What does that mean in plain English? Lower mortgage rates probably. If you want to understand how low, you’ll need some context. Is 200B a big number? Yes. But 1.3T is much bigger.

Agency MBS holdings increased from $1.4 trillion in early 2020 to $2.7 trillion in mid-2022, a 1.3T increase. This was the Fed response to the pandemic, and it pushed rates from the 4’s in 2019 to the 2’s in 2020-2022. 200B should certainly help push rates lower but let’s not get too excited because 200B isn’t 1.3T.

05/10/2025

2-3 rate cuts expected this year, .50% to .75%. What does that actually mean for housing and mortgage rates.

The market is constantly making bets on where the Fed Funds Rate will end up for any given moment many months into the future. As such, that rate expectation is constantly changing. It will continue to change, and it will change in different ways for different time frames.

04/24/2025

I wrote an article about one of the most pressing challenges faced by homeowners who want to buy a new home but need to sell. Many of them feel stuck. Agents discourage offers that are contingent on the sale of real estate. Many lenders don’t offer Bridge Loans, don’t understand SBL (asset loans), or simply don’t offer the suit of products that this group of potential home buyers need. At Leader Bank we have all the solutions needed to help homeowners intelligently unlock the equity in their home.

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So you want to buy a house but already own. These are your options. Many current homeowners would like to sell their home and trade up or down but aren’t sure how in this competitive Real Estate market. If you’re not feeling stuck because of a 2% pandemic era interest rate and resulting payment ...

04/15/2025

Please support legislation to abolish Trigger Leads.

Through the Mortgage Action Alliance (MAA), we give all real estate professionals a platform and a voice. It's time to use it to help shape policies and be part of building the next era of real estate finance. Signing up is free and quick!

10/14/2024

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10/11/2024

Take advantage of falling mortgage rates. Use RateReduce Sell* and these tips to make your home a buyer’s top choice this fall: http://ms.spr.ly/6185m0k1l

10/10/2024

Find, fall for and finance your dream home while others wait for spring. Learn why this fall may be the perfect time to buy: http://ms.spr.ly/6189mLGbR

10/09/2024

When mortgage rates come down, as they have been recently, it’s a great time to explore your options and see if you can lower your monthly payments with a refinance: http://ms.spr.ly/6187mxl9P

10/08/2024

Renting may not save you money. In many situations, buying a home could be a wiser financial choice: http://ms.spr.ly/6183mar9P

10/07/2024

Embrace your circumstances to engage fully with each experience. This mindset cultivates peace and empowers resilience.
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