Wingate Wealth Advisors, Inc.

08/18/2026

When families blend, estate planning can get complicated quickly.

You may know exactly what you want to happen someday,take care of your spouse, provide for your children, be fair to everyone — but does your estate plan actually make that happen?

Outdated beneficiary designations, jointly owned assets, remarriage, or simply assuming a surviving spouse will carry out your wishes can all lead to very different outcomes than you intended.

In our latest blog, we walk through some of the biggest estate planning considerations for blended families and why having these conversations now can make such a difference later.

Read more: https://www.wingatewealthadvisors.com/estate-planning/estate-planning-in-blended-families/

08/04/2026

Parents and grandparents have a new savings option to consider: Trump Accounts.

Like any new financial planning tool, the question isn't whether it's "good" or "bad." It's whether it's the right fit for your family's goals.

Every savings vehicle involves tradeoffs. Understanding those differences can help you decide where your next dollar may have the greatest impact.

An Introduction to Trump Accounts In 2025, Trump Accounts were introduced as part of The One Big Beautiful Bill Act (OBBBA). As of July 4, 2026, they’re officially live and available for parents to start signing up. If you or someone you know has a child under 18, recently welcomed home a newborn,...

07/17/2026

When we meet with new clients, they're concerned about taxes, investment performance, and whether they'll have enough to retire. Those are all important questions.

But some of the biggest threats to a family's financial future have nothing to do with the stock market.
..It's the parent who suddenly needs care...The adult child who isn't quite financially independent...The business that's become 70% of the family's net worth...The next generation inheriting wealth without the knowledge to manage it.

Good financial planning isn't just about preparing for market volatility. It's about preparing for life's curveballs.

A special thanks to Michael Claveau, CFP®, financial advisor at Wingate Wealth Advisors, for contributing his perspective on family governance and the importance of preparing the next generation to steward family wealth.

Discover the hidden financial risks high-net-worth families often overlook, from aging parents and adult children to concentrated wealth, behavioral biases, and family governance.

07/06/2026

July is disability pride month!

Learn how ABLE accounts, Special Needs Trusts, and 529 plans can help you plan for your child’s financial security and independence.

https://www.wingatewealthadvisors.com/estate-planning/special-needs-planning-comparing-accounts/

06/10/2026

How do you transfer wealth to the next generation in a way that reflects your values and protects the people you care about?

For many families, the answer involves more than a will. Trusts, gifting strategies, Roth accounts, and life insurance can all play a role in helping wealth transition smoothly across generations.

In our latest blog, we explore several wealth transfer strategies and key considerations for building a thoughtful legacy plan. We also collaborated with estate planning attorney Rebecca MacGregor of to highlight important legal and planning considerations along the way.

Read more: https://www.wingatewealthadvisors.com/estate-planning/transferring-wealth-to-the-next-generation/

05/20/2026

Community connections matter.

This past weekend, Lianna Deprey spent time at meeting neighbors, local families, and fellow community members as part of her ongoing involvement in the town she calls home.

We’re proud to support advisors who build meaningful relationships through genuine local engagement and community involvement. Thank you to everyone who stopped by to say hello!

05/18/2026

We’re celebrating 40 years of Wingate Wealth Advisors 🎉

Since 1986, we’ve had the privilege of helping individuals and families navigate life’s financial decisions with thoughtful, personalized planning.

What started as a small firm has grown into a collaborative practice, bringing together experience across all areas of financial planning and investment management to better serve our clients.

If you’re curious about who we are and how we work, we just launched an updated page that shares more about our team and approach:

👉 https://www.wingatewealthadvisors.com/our-firm/

Thank you to our clients, partners, and community for being part of the journey.

05/04/2026

Cybercrime isn’t new—but the way it shows up is changing.

What used to be easy to spot is now far more subtle. Messages look legitimate, voices sound familiar, and scams often unfold over multiple steps—not just a single email.

As we move through 2026, a simple framework can help cut through the noise:

- Was this unexpected?
- Is it asking for money or sensitive information?
- Is there a sense of urgency?

If the answer is yes to any of the above, pause. The safest next step is to verify through a different channel—log in directly, call a known number, or reach out separately.

We recently updated our cybercrime guide to reflect what’s changed and what to watch for today.

https://www.wingatewealthadvisors.com/general/worried-about-cybercrime-heres-what-you-should-do-right-now/

03/31/2026

If you’re over 50, your 401(k) contributions could be changing this year.

As of 2026, catch-up contributions must be made Roth only—but only for certain individuals.

In our latest blog, we break down what’s changed and why it might still be worth taking the $8,000+ savings boost if you’re able. We also connected with Jessica Varney, MBA, MST, CPA of Tuxedo Tax & Consulting, to get her perspective on where there may be opportunities.

https://www.wingatewealthadvisors.com/retirement-planning/secure-act-roth-catch-up

02/11/2026

We’re proud to support the important work of Lexington Historical Society

Preserving local history and expanding access to education strengthen the community we live and work in, and we’re grateful for organizations that do just that.

If you haven’t visited lately or attended an event, it’s well worth it. 🏛️
🔗 lexingtonhistory.org