McGregor & Associates, Inc.

06/08/2026

For Applicable Large Employers (ALEs), ACA compliance is not just a year-end concern. Right now is good time to verify that health coverage meets minimum value and affordability standards, employee counts are up to date, and 1094/1095 data is being properly tracked. Getting ahead of ACA reporting now prevents painful corrections in January. McGregor's ACA team is here to help.
https://www.irs.gov/affordable-care-act/employers

06/04/2026

If your FSA follows the calendar year, you're almost halfway through. Now is a good time to think about the expenses you'll have for the rest of 2026, like upcoming procedures, glasses or contacts, orthodontia, or physical therapy. Planning now helps avoid a last-minute rush at the end of the year. Need a reminder of what expenses are eligible? Download this helpful list!

06/02/2026

Now that tax day has passed, it’s a good time to check your HSA contributions. For 2026, the individual limit is $4,300, and the family limit is $8,550. If you haven’t maxed out your annual limit through scheduled payroll contributions, you can still make direct contributions all year.

05/29/2026

May is Skin Cancer Awareness Month. Getting a skin check from a dermatologist is a smart move, and the visit is a qualified medical expense under your FSA or HSA. Even better: broad-spectrum sunscreen (SPF 15+) is now FSA eligible, so protecting yourself all season long can be done with pre-tax dollars. Schedule that appointment!

05/27/2026

May is Women's Health Month. Many preventive screenings, such as mammograms, bone density tests, and gynecological exams, are considered qualified medical expenses under your FSA or HSA. If you've been putting off a yearly screening, your benefit account can help cover any out-of-pocket cost. Your health is worth it!

05/25/2026

05/24/2026

Memorial Day marks the unofficial start of summer, which brings its own special needs: travel vaccines, kids' sports physicals, allergy treatments, and outdoor activity injuries. Before the busy season hits, review your FSA or HSA balance and stock up on eligible items like sunscreen, first aid supplies, and OTC medications. Have a safe and happy holiday!https://mcgregoreba.com/wp-content/uploads/2023/11/fsa_hra_hsa-eligible-ineligible-fact-sheet-.pdf

05/21/2026

National Employee Health & Fitness Day is May 21. While gym memberships are generally not FSA-eligible, a growing number of fitness-related products are, such as fitness trackers used for a specific medical purpose and physical therapy equipment prescribed by a doctor. Encourage your employees to put their benefit accounts to work on their health goals this month (and every month)! https://fsastore.com/fsa-eligibility-list

05/19/2026

May is National Small Business Month. If you're a small employer with fewer than 50 full-time employees and don't offer a group health plan, consider a Qualified Small Employer HRA (QSEHRA). Employees take out their own individual health coverage and you set the reimbursement amount. It's a simple, flexible, and tax-advantaged option that McGregor & Associates can help you implement.

05/17/2026

May is Mental Health Awareness Month, and your benefit dollars can go further than you think. Besides therapy visits, you can also use your FSA or HSA for many digital mental health tools, such as meditation apps, stress management programs, and some teletherapy platforms. Self-care is not a luxury, it's an investment in your health. Be sure to check what's eligible before you spend.