Community Trust and Investment Company

10/15/2026

Employees are your company’s greatest asset and they deserve a great retirement.

Offering a company retirement plan is one of the best ways to support your employees' financial well-being. By helping them save for retirement, you're not just providing a benefit—you're building a stronger, more stable workforce.

Let us review your current plan. Call us at 1.800.724.7974 or visit www.cticwealthmanagement.com to schedule a free consultation with one of our retirement plan professionals.

10/13/2026

Did you know a direct inheritance can accidentally disqualify a loved one with special needs from government benefits like SSI or Medicaid?

A Special Needs Trust (SNT) protects their financial future and quality of life without jeopardizing their essential state or federal benefits. It can fund specialized care, education, hobbies, and transportation while keeping their resource eligibility fully intact.

Don't wait until they turn 18 or until a crisis hits—early estate planning gives your family maximum flexibility and peace of mind. Always consult a specialized estate planning attorney to set it up correctly! ️

View our short SNT video at https://www.youtube.com/watch?v=ojqWe6h1VKQ to learn more. If you want to learn more about how a Special Needs Trust can be part of your financial plan, we're here to help. Call 800.724.7974 or visit www.cticwealthmanagement.com for a free consultation.

What is a Special Needs Trust? Who could benefit from one? This vid...

10/09/2026

In observance of Columbus Day, our offices will be closed on Monday, October 12th.. Normal business hours will resume on Tuesday, October 13th.

10/08/2026

October is Long-Term Care Planning Month! 🗓️
Thinking about the future isn't always easy, but it’s one of the most loving things you can do for yourself and your family. Did you know that standard health insurance and Medicare often do not cover non-medical long-term care, such as in-home caregiving or assisted living?
Taking time now to map out your wishes protects your independence, eases the emotional and financial burden on loved ones, and ensures your voice is heard.

Where to start this month:
- Have an open conversation with your family about your expectations.
- Review your advance directives and estate documents.
- Explore options like in-home support, aging in place, or long-term care insurance.

A little planning today brings total peace of mind tomorrow. Let’s talk about the
future!

10/06/2026

📊 Want a stronger financial outlook? Focus on these 5 steps this October:

🚑 Emergency Fund: Aim for 3–6 months of essential living costs.
🏖️ Retirement: Check if your monthly contributions match your long-term targets.
📈 Investments: Rebalance your portfolio to fit your risk comfort level.
🧾 Tax Prep: Explore year-end deductions before December 31.
📝 Estate Plan: Confirm your will and beneficiaries are up-to-date

10/01/2026

We were proud to hit the green and support a fantastic cause at the annual Links to Hope Golf Scramble hosted by Kentucky CancerLink, Inc.

Their mission to bring hope and support to Kentuckians with cancer is vital, and our team at Community Trust and Investment Company is honored to be a continuing sponsor. It was a great day of golf, fun, and fellowship—all for a meaningful purpose!

09/24/2026

Who will carry out your wishes when you’re no longer able to?
Serving as a trustee involves more than managing assets—it requires careful administration, objective decision-making, detailed record keeping, tax services, and a commitment to the beneficiaries you’ve entrusted to your plan.

As a corporate trustee, Community Trust and Investment Company provides ongoing, professional support designed to help simplify these complex responsibilities while providing continuity for you and your family.

Call 859.389.5300 to see how we can help keep your legacy on track.

09/22/2026

Make Your Business Assets Work Harder.

Managing a successful business takes focus—but so does managing the wealth and assets your business generates.

Community Trust and Investment Company provides business investment management designed to help business owners align their investment strategy with their broader financial goals. From managing excess cash and business assets to preparing for future opportunities, thoughtful investment management can help put your business in a stronger financial position.

Your business is working toward your future. Your investment strategy should, too.

Call us at 859.389.5300 to see how we can assist you and your business.

09/17/2026

Your Wealth. Your Wishes. Your Legacy.
Estate planning is an important part of protecting what you’ve built and creating a clear path for the future.

A thoughtful estate plan can help address how your assets will be managed and transferred, provide for the people and causes you care about, and help ensure your wishes are carried out as intended.

At Community Trust and Investment Company, estate planning is part of a comprehensive approach to wealth management—helping connect your financial goals today with the legacy you want to leave tomorrow.

Call us at 859.389.5300 to schedule an estate planning review to ensure you’re on track to achieve your wishes.

09/15/2026

A Strong Future Starts With the Right Plan.
For employers, a retirement plan is more than a workplace benefit—it’s an important part of helping employees prepare for their financial future.

Community Trust and Investment Company provides retirement plan solutions designed to help organizations manage their plans while supporting the needs of their employees. With experienced guidance and a focus on thoughtful plan management, employers can build a retirement strategy that supports both their workforce and their organization’s goals.

Invest in your employees’ future. Build a retirement plan designed to go the distance.