Tina Trosper, Health Insurance Broker

12/19/2024

"A friendship founded on business is better than a business founded on friendship," - John D. Rockefeller

12/19/2024

2025 Brings Part D Prescription Changes for Medicare Recipients

Here's what you need to know about Part D in 2025

12/16/2024

PSA: CMS, Sunday December 15th announced an extension of the deadline to enroll in coverage that begins Jan. 1, 2025, for Marketplace consumers in the 31 states that use HealthCare.gov (Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming). These consumers now have an additional three days—until midnight local time Wednesday, Dec. 18, 2024 (no later than 5 a.m. EST on Thursday, Dec. 19)—to secure a full year of coverage for 2025.

08/24/2023

So I was doing my daily scroll and -Ya'll its that time of the year. Ads like crazy gearing for Health Insurance enrollment periods.

So let's bust some Common, but FALSE "Hooks" you are going to see for Private coverage: (first, they will go for the self-employed)

* PPO Networks - Not likely. In fact, its likely a POS network that works like a PPO

* "Affordable" - Ever notice what is a - "worth it" price, differs with each person ?? (weird)

* "Completely Tax Deductible for your Business" - guaranteed this person is not a tax professional, and they are not licensed to give you tax advice.

* "If you have a smaller group of employees you are not qualified for group plans " - WRONG.

Don't fall for the bait. If it's too good to be true - it probably is.

1. Always read your exclusions (so you know what isn't covered)
2. Do not enroll until you have read the Explanation of Benefits
3. The less you pay up front, the more cost in the event of a claim

Stay healthy my friends!

08/23/2023

Are you a DIY for coverage? Check out Humana plans here.

Find a plan that will make you smile, with coverage for preventive services like checkups and cleanings, to keep those teeth in tip top shape.

06/10/2023

06/10/2023

Why Clever RX:

Free to use!
Discounts on over 55,000 FDA approved medications, of which 40% cost $10 or less
Accepted at over 80,000 pharmacies nationwide
Beats the average insurance plan 80% of the time
Beats competitor pricing 60% to 70% of the time

You can download the app, share with friends- and access any time you need. Plus its free.

12/21/2022

Its been my pleasure this enrollment season to serve my client's and their families.

10/20/2022

https://m.facebook.com/story.php?story_fbid=10160384873139742&id=159026164741

There are more than 3.8 million survivors in the country and one center is giving you the chance to get tested before it's too late.