Will Gray - Financial Advising

08/28/2023

What is Fueling The Fire for The Stock Market?- https://mailchi.mp/838b981cf665/newsletter2023

08/23/2023

Existing home sales have tumbled down 16.6% YoY.

We have had the slowest first half-year since 2009 as well. There are two things that are driving current sales activity.
1. Inventory Availability
2. Mortgage Rates

Both are not very lovely for buyers

This has caused newer home prices to drop to boost sales by adding on incentives

Found a chart today showing new home prices vs existing home prices. The last time new home prices dropped below existing homes was in late 2005.

Red - New Home Sale Price
Green - Existing Home Sale Price

08/21/2023

Who Wins With High Interest Rates? - https://mailchi.mp/b6870815abe4/midyear-market-update-12619425

08/07/2023

Keys to Success for Building Wealth -

I talk about these three traits all the time! Regardless of how the market may perform, consider this strategy part of your investment philosophy.

07/10/2023

Seeking Financial Success?

Looking for a reliable source of market updates, personal insights, and personalized tips to navigate the ever-changing world of finance?

I started a newsletter!

What sets this newsletter apart is the personalized touch. I'll be providing tailored tips and strategies you can implement in your financial endeavors. From wealth management techniques to investment insights, consider this as a resource to build your financial success on.

I'll also share personal anecdotes and experiences, giving you a glimpse into my financial journey and valuable lessons I've learned.

https://lnkd.in/e8wnu9wf

Check it out!

Rewind a couple of months. Investors were worried about their retirement accounts and other investments as the Standard & Poor's 500 Index lost over 18% throughout 2022. Despite the hesitant expectations of the market in 2023, Equities are up 22% through the October lows of last year. Leading the ch...

03/24/2023

Kentucky has an average credit card debt of $5,408!

What's shocking is that it's the lowest of any state. The US national average among cardholders is $7,279. With Fed interest rates at their fastest tightening pace, holding onto credit card balances becomes even worse.

Credit cards can have positive aspects, but financial stress can set in when the bill piles up.

Financial stress is the emotional and physical strain that a person experiences when unable to meet their financial obligations or feel overwhelmed by their financial situation.

Reducing financial stress involves taking steps to improve one's financial situation. Some options to lower debt include:
- create a budget
- reducing expenses
- increasing income
- paying down debt
- building an emergency fund

Seeking help from a financial advisor can also help manage financial stress.

Get rid of those high-interest debts!

03/07/2023

Minimize your taxes and MAXIMIZE your wealth.

Missing a deduction or tax-efficient investment strategy can cost you. Our goal is to make sure you keep as much money in your hands as possible.

Our office is in the thick of tax season. I am one of two advisors in the building with an office full of accountants/CPAs.

Saving for your 1099 taxes is critical! How much to put away is a common question I receive when people are starting to deal with contractor work.

02/28/2023

Pursuing your retirement dreams is challenging enough. Learning where you can make improvements, might save you the headache in the future!

Listed below are seven common yet avoidable mistakes we must learn to stay away from:

02/20/2023

"It is better to offer no excuse than a bad one." - George Washington.

Let’s flip the script! It's time to pay yourself first and start reaching your financial goals.

Build wealth, maximize protection, and enjoy your life.

02/01/2023

I’ve talked about consistency and patience when investing long-term in the market.

Based on your individual goals and strategy, staying invested & not trying to time the market's ups and downs has its benefits. If you miss a good couple of days, your total return could be dramatically different.

Below are two tables that show the S&P 500 average annual total returns for the last 30 years if you invested $10,000 and when the best days happened.

The results over time are massive!

*past performance does not guarantee future results*