Seed Insurance Group

Seed Insurance Group Seed Insurance Group is a full service independent insurance agency on mission to create valued rela

08/27/2026

How your business chooses to structure your commercial auto insurance policies really does matter. In times of serious vehicular accidents, minimum liability coverage is easily surpassed, leaving business owners/operators on the hook for what can be catastrophically expensive and long-term consequences.

Driver & Usage Considerations Commercial auto underwriting is heavily influenced by factors such as:

The type of vehicle

How the vehicle is used

Where it operates

Who is driving the vehicle

All drivers must be disclosed to the carrier. Driving history โ€” including accidents, violations, and license status โ€” directly affects eligibility and pricing, so strong hiring practices and driver oversight are both two critical components of managing auto risk for your business or organization.

We are here to help structure your commercial auto policies in the ways that best serve you and your needs, so give us a call or reach out to your agent to review your coverage!

08/20/2026

Did you know that there are certain situations where you could be on the hook for auto-related liability, even if your business doesn't own any vehicles?

A Hired & Non-Owned Auto (HNOA) policy could offer the coverage you need!

Hired Auto Coverage applies to vehicles that your business rents, leases or borrows for official business purposes.

Non-Owned Auto Coverage applies when employees use their personal vehicles for business activities such as running errands, making deliveries or traveling to job sites.

While the HNOA policy provides coverage for the business, it does NOT replace the driver's personal policy or extend coverage to damage caused to the vehicle.

Sometimes limited HNOA might be included in a general commercial auto liability policy. If you have questions about what auto coverage YOU currently carry, give us a call or shoot your agent an email today!

It's  ! Did you know that out of all our 50 states, Nebraska is the only one that can be called "triple landlocked?" Tha...
08/14/2026

It's ! Did you know that out of all our 50 states, Nebraska is the only one that can be called "triple landlocked?"

That's right - Nebraska is the lone state that is at least 3 states away from the coast in every direction!

So in other words, those frequent flyer points are an extra valuable currency in the Cornhusker State when vacation season rolls around. ๐Ÿ˜Žโœˆ๐ŸŒด๐Ÿ– ๐ŸŒบ

Wishing you the greatest weekend!

It's  ! If you want to travel across the rings of Saturn, make sure to pack an extra suitcase and a few more snacks, bec...
08/07/2026

It's !

If you want to travel across the rings of Saturn, make sure to pack an extra suitcase and a few more snacks, because they span up to 175,000 miles... despite only reaching about 30 feet in thickness.

The rings are about 99% pure ice, and range in size from tiny grains to the size of a small house!

We aren't sure why, but this tidbid seems like one you'll want to keep in your brain's back pocket in case you ever get selected for Jeopardy! ๐Ÿ˜Ž๐Ÿคท

Wishing you a spectacular weekend!

08/06/2026

As we return from our final summer getaways and start heading back toward the office, let's take a minute for a quick commercial auto insurance tip!

Did you know that when it comes to all commercial insurance claims filed annually, auto claims are among the highest and most expensive for businesses each year, across the board?

A Business Auto Policy (BAP) can help cut down on these losses and put $$ back into your pocket AND into your business!

A BAP covers both liability and physical damages that occur in vehicle accidents during official business operations. Personal policies don't cover business use, so a solid BAP is a MUST if your business owns or leases cars, trucks, vans etc.

Reach out to your agent to learn more!

It's  ! Did you know that flamingos are able to drink near boiling water without any negative effects? That's right - fl...
07/31/2026

It's ! Did you know that flamingos are able to drink near boiling water without any negative effects? That's right - flamingos routinely drink water that is salty and alkaline and up to temperatures of 140 degrees Fahrenheit! ๐Ÿฅต๐Ÿ”ฅ ๐Ÿ˜ฎ

So does that make our hot tub in the backyard essentially just a giant flamingo water dish? ๐Ÿคฃ ๐Ÿคท๐Ÿผ

Have a wonderful weekend and try to avoid boiling temps, too!

07/30/2026

Nobody wants to think about becoming the target of a kidnapping, ransom, or extortion plot, but it can happen to anyone at anytime.

Only about 20% of Kidnap, Ransom, and Extortion (KRE) incidents get reported to insurance each year, because most businesses aren't properly covered!

A KRE policy can help cover losses/payouts when folks are targeted during business travel, as well as with corresponding crisis response and legal expenses, and now often even cyber extortion situations.

If your business involves significant travel (especially international trips), large amounts of cash/collateral, digital assets like crypto, or high profile executives/officers, this type of policy can be life-changing in a time when it's needed most!

As we navigate the throes of another hot summer, we are looking for all the refreshers and relief we can get. Of course,...
07/24/2026

As we navigate the throes of another hot summer, we are looking for all the refreshers and relief we can get. Of course, we landed on a solid celebration for National Ice Cream Month!

Thatโ€™s right, President Ronald Reagan officially proclaimed July as โ€œNational Ice Cream Monthโ€ back in 1984.

Americans consume roughly 20-30 lbs of ice cream per person each year, and what better time to savor a scoop than now?

July is nearing an end, so make sure to celebrate the frozen festivities as much as you can this weekend!

07/22/2026

Did you know that roughly 75 percent of US businesses report a theft each year, and total direct thefts cost organizations a combined $50B+ annually?!

Thank goodness, there is a solution for that! When it comes to insurance, Crime Coverage helps cover financial losses when it comes to theft, fraud and dishonesty.
This can include:

๐ŸŒŸ Employee theft
๐ŸŒŸ Theft of money & securities
๐ŸŒŸ Robbery/burglary
๐ŸŒŸComputer fraud/funds transfer fraud

You can't also predict crime or outsmart the criminals, but you CAN set your business up for success by ensuring sufficient coverage and protections. Give your agent a ring if we can help better protect your business with crime coverage! ๐Ÿ“ฒ ๐Ÿ˜Ž

07/16/2026

Even the businesses and organizations that boast a great work culture and are run with great precision can face allegations of improper employment practices by employees and even former, disgruntled employees.

Employment Practices Liability Insurance (EPL/EPLI) can help cover you and protect your company when facing these situations. Common allegations include:

๐ŸŒŸ Discrimination
๐ŸŒŸ Harassment
๐ŸŒŸ Wrongful termination
๐ŸŒŸ Retaliation
๐ŸŒŸ Failure to promote

Give us a shout or reach out to your agent directly to learn how EPLI coverage can help cover costly legal fees, expensive settlements, and provide that much needed extra layer of support!

Address

1079 W Round Grove Road
Lewisville, TX
75067

Opening Hours

Monday 8:30am - 5pm
Tuesday 8am - 5pm
Wednesday 8:30am - 5pm
Thursday 8am - 5pm
Friday 8:30am - 4pm

Telephone

+14697717146

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