DC Insurance LLC

04/26/2023

Question: How much does a single call to a lawyer cost? Answer: Roughly the same as a $1 million umbrella liability insurance policy.

No, that wasn’t the punchline of a bad joke–just a reality for some people who haven’t purchased an umbrella liability policy and face a legal issue not covered by their home or auto policy 😬

That’s why we’re spreading the word about umbrella liability insurance, which provides complete protection beyond your current home and auto policies and protects you against being sued for damages that other policies won’t cover.

And yes, an entire year of coverage costs the same as just one call to a lawyer Interested? Give us a call.

04/20/2023

Driving is an everyday activity for most of us, making it easy for drivers to go on autopilot along with their cars 🚘

But given that two out of every three people will be involved in an accident with serious injuries, it’s important to remain vigilant, no matter how many times you’ve stepped into the driver’s seat.

Here are a few 🔑 ways to do just that:

🚗 Wear your seatbelt - Wearing a seatbelt is the most effective way to reduce fatality risk in a crash. In fact, the NHTSA says seatbelts cut crash-related serious injuries and deaths by half.

🚗 Practice defensive driving - Be aware of what other drivers around you are doing, expect the unexpected, and keep a two-second cushion between you and the car in front of you.

🚗 Don’t multi-task while driving - Multi-tasking while driving is dangerous and can cause you to swerve, hit other cars, or run into stationary objects on the side of the road.

🚗 Don’t drive impaired - Alcohol and drugs impair decision-making and alertness even if you feel fine–and so does being tired. Controlled studies show drowsy driving can cause a similar amount of crashes as drunken driving.

Have a safe driving tip to add to this list? Comment below, and be sure to share these tips with your friends and family ➡️

04/09/2023

Happy Easter to all of our followers who are celebrating 🐰 We hope you have a wonderful time with loved ones.

Does your family have any Easter traditions? Tell us in the comments!

04/06/2023

4.06 is the number today...

Like and share my page to get it over 406 likes!!

04/04/2023

April is Distracted Driving Awareness Month, so we thought it would be the perfect time to share some tips to keep you focused ⬇️

🚘 Do a final check before driving. Ensure your mirrors are adjusted, your bluetooth connection is set up, and your seat is fixed.
🚘 Avoid multitasking. Most of us aren’t good at multitasking, so leave the snacks and makeup for another time.
🚘 Use an app for safety. There are several apps created to help reduce cell phone distractions – find one you like!
🚘 Know the consequences. 49 states have bans on texting while driving, so you may pay (literally) if you get caught.

Distracted driving continues to be a serious issue, so make sure to minimize distractions while you’re on the road! Share these tips and stay safe 💙

03/29/2023

Spring has sprung – and with it comes its own set of maintenance to-dos 🌼 ✔️

To help you out, we’re sharing some of the common spring insurance claims and the upkeep you can do to prevent them:

💧 Water Damage - Winter can put a lot of stress on your home, causing leaks and caulk cracks. Caulking is easy and affordable as a method of prevention.

🔌 Electrical Damage - Mice often seek warmth in homes during the winter and can chew right through wires. Have an electrician inspect your home’s wiring annually.

🏠 Roof and Siding Damage - Harsh winters can cause damage to your roof and siding. Check for anything that needs repairing in the spring and make small fixes to prevent further damage.

🔥 Fires - Exposed wires, dryer hoses, and vents can be fire risks all year round. As it starts to warm up, make sure to check and clean those out.

Do you have any other maintenance tips to add to the list? Share in the comments – we’d love to hear your input!

03/21/2023

Happy National Ag Day!

03/21/2023

Home repairs can cost thousands of dollars, but the good news is that many issues can be prevented through regular maintenance. Take a look at a few key ways to maintain your home and prevent costly repairs:

🏠 Clean the gutters - Gutters full of debris can lead to costly water damage. Check your gutters every spring and fall, clearing away muck, sealing leaks, and replacing any damaged gutters,

🏠 Trim your trees - Fallen tree branches cause $1 billion in home damage annually. For properties with trees, bring in a professional tree trimmer each year to trim and identify issues.

🏠 Replace HVAC filters - Changing your air filter can prolong the life of your A/C unit, make the unit work more efficiently, and maintain higher air quality in your home.

🏠 Clean out your dryer vent - Cleaning out your dryer vent not only keeps the appliance running efficiently, increasing longevity, but it also will keep your dryer from sparking a fire.

Got any other tips? Drop them in the comments below ⬇️

03/17/2023

It’s St. Patrick’s Day ☘️ 🍻 I hope everyone has a wee bit of fun with lots of luck and laughter 🌈

How will you be celebrating? Tell us in the comments below!

03/11/2023

Ready for those winter blues to be over? You’re in luck – it’s time to spring forward 🌻

On March 12, all clocks will skip ahead one hour as daylight savings time begins.

Don’t forget to change any analog clocks, and enjoy the extended sunshine! Share this post to remind people in your circle ➡️

02/23/2023

We’ve got a challenge for you: Make a list of every single valuable thing you own without looking around your house–no peeking! Kind of hard, right? Now imagine doing that after your home has been damaged by 🌪️, 🌀, or 🚒.

Talk about stress on top of stress. While we hope you never need it, creating a personal property inventory will give you peace of mind you’re covered if disaster strikes.

Here’s how to make yours:
1. Record a complete video walk-thru of your home, narrating details as you go. Include item description; model, serial number, and manufacturer if applicable; and cost and purchase date to the best of your memory.
2. Take photos from various angles of every room in your house. Don’t forget to photograph items such as jewelry, silver, or valuable collections!
3. Take photos of any receipts or instruction manuals to document high-ticket items.
4. Upload your videos and photos to a cloud-based storage platform.

Share this post, so others can be prepared!

02/14/2023

Happy love day to everyone!

📸: .sass