Mortgage by Meghan

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Mortgage by Meghan Meghan Jeffreys NMLS #2136199 | Branch Manager/Mortgage Broker
Mortgage by Meghan, LLC powered by Fulcrum Home Loans, LLC.

NMLS #1926444
Branch NMLS #2586115
NMLSConsumerAccess.org

🏡❤️ JUST SOLD! This one is extra special! ❤️🏡Some closings are a little closer to the heart, and this one is definitely ...
11/02/2026

🏡❤️ JUST SOLD! This one is extra special! ❤️🏡

Some closings are a little closer to the heart, and this one is definitely one of them! 🥹❤️

My son Curtis and his fiancée Jaden just bought their FIRST HOME, and the timing couldn't be more perfect! In just a few short weeks, they'll be welcoming their first baby and bringing that sweet little bundle of joy HOME! 🍼🏡💕

Curtis, we are SO incredibly proud of you You've worked so hard to make this dream a reality, and watching you reach this milestone as you prepare to become parents makes my mama heart so happy! ❤️

I can't wait to see how you turn this house into your home, fill it with memories, and begin this beautiful new chapter together.

And let's be real... I REALLY can't wait to snuggle that new grandbaby!! 🥰👶

Congratulations, you two! Here's to first homes, new beginnings, and all the wonderful memories waiting to be made within these walls! ❤️🔑

Being your Bonus mom is one of my greatest blessings, and getting to be your Realtor through this journey was pretty special, too! 🏡

Thank you to Meghan with Fulcrum for helping guide Curtis through and get him to the finish line!

11/02/2026

The Fed paused rate hikes last week. Does that mean your mortgage rate stays the same? Not necessarily.

The Fed doesn’t set mortgage rates. The bond market does, and it moves on what investors expect next.

🙅🏻‍♀️Don’t plan your home purchase around a headline. Save this for the next Fed meeting, or DM me if you want help figuring out your numbers. 📲

10/30/2026

Some mortgage brokers send rate sheets. Others send emails.

Tyler and I? We’re out here serving BOO-gie moves and pre-approvals. 💃👻🏡

You’re welcome. 😂🎃 Happy Halloween!!

Come see us Saturday!!
10/26/2026

Come see us Saturday!!

Bring your pet to Brackenberry Square Saturday at 3:30 for the costume contest! Sponsored by Mortgage by Meghan and ZiplyFiber. See you at Pumpkin Palooza.

10/23/2026

Already pre-approved? A second look can’t hurt. 👀

I’m an independent broker, so I can offer competitive rates and closing costs to help make the home buying process as affordable as possible.

And if your loan with me by December 31st, you’ll and get a $600 appraisal credit.

📲 Send me a message if you’d like me to review your numbers.

Sometimes the best thing you can do for your business is step away from the day-to-day, surround yourself with like-mind...
10/21/2026

Sometimes the best thing you can do for your business is step away from the day-to-day, surround yourself with like-minded people who share common goals, and make room for fresh ideas.

One week ago today, we embarked on a whirlwind 72 hour journey to Detroit/Pontiac, MI to visit the UWM campus:
Success Track. One day. Lots of learning. New perspectives. Great conversations. And plenty of laughs and new memories along the way.

Community + connection. Better together isn’t just a saying- It’s how great things happen.

Big shout outs to Brandon Dobos Chelsea Morgan Mark Lepri for the hospitality. Loved seeing you all- you’re my dawgs.

Also Jason Rogers, always good to see you and catch up face to face!! Underwriters get trashed often 😆 so I’m grateful to have a favorite. Thanks for all you do!

And thank you to for taking time out of your busy schedules to hang with and I! Grateful for the opportunity 🤗 go kill it!

10/08/2026

Rates crossed 7% and a huge chunk of buyers quietly lost their pre-approvals.

If you’re still qualified, that’s leverage. Here’s how to use it.

✅ Ask for a seller credit

📉 Apply it to a temporary or permanent buydown

🏠 Your payment drops while sellers are motivated to deal

Sellers felt that market shift just as fast as buyers did. That window of leverage is open right now, but it won’t stay that way.

Save this and share it with anyone getting ready to buy. Or DM me directly if you want to talk through what makes sense for your situation.

09/30/2026

You’ve seen the headlines. Interest rates have increased.

And somehow… I still love being a mortgage broker. 😂🏡

Because I didn’t choose this career just for the easy markets.

I love the problem-solving. The strategy. The “okay, here are our options” conversations. The clients who call me stressed and hang up feeling like they actually have a plan.

Anyone can enjoy their job when everything is going perfectly.

But loving what you do when the market decides to humble everyone a little? THAT’S when you know you picked the right career.

So yes, I’d happily take some lower rates.

But until then, I’ll be right here doing what I love—helping my clients navigate whatever this market throws at us. 🤍

09/23/2026

Meg. Meghan. Mortgage girl. That lady who asks for your bank statements. 😂

Call me whatever you want…

Just make sure you call me before you start house shopping. 📲🏡

Whether you’re buying your first home, your fifth, refinancing, investing, or just wondering, “Could I even qualify?” — that’s what I’m here for.

No pressure. No confusing mortgage talk. Just answers.

📞 Call Meg.
📞 Call Meghan.
Just call me. 808-269-4833

08/14/2026

✨CLIENT APPRECIATION!! ✨

Last night’s private screening of Spider-Man was SO FUN! I had the best time catching up with past clients, and the movie was AWESOME. Thank you to everyone who came out. I absolutely meant to take more photos, but it was easy to get lost in the conversations and completely forget.

If you didn’t make it to this one, don’t worry! I’m hoping to have something fun to invite you to soon. 💕

My small, local business, does not survive without you, and you all mean the world to me and my family. 🌎

Address

838 Main Street
Lewiston, ID
83501

Opening Hours

Monday 7:30am - 4:30pm
Tuesday 7:30am - 4:30pm
Wednesday 7:30am - 4:30pm
Thursday 7:30am - 4:30pm
Friday 7:30am - 3:30pm

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