Health Insurance Services of West Virginia

Health Insurance Services of West Virginia At Health Insurance Services of WV, we strive each and every day to offer a premier insurance shopping experience.

Ever wonder what the different terms of your insurance plan really mean? Or maybe you need coverage, but don't know what...
05/01/2025

Ever wonder what the different terms of your insurance plan really mean?
Or maybe you need coverage, but don't know what type of plan?
Take a look at the breakdown below for a better idea.

04/17/2025

In observance of Good Friday, our office will be closed tomorrow, April 18.

Please take the time to join us in saying "Thank you" to our savior Jesus Christ, for making the ultimate sacrifice for each and every one of us.

What is an EOB?• EOB stands for Explanation of Benefits.• Shows a breakdown of claims sent to your insurance company and...
04/10/2025

What is an EOB?

• EOB stands for Explanation of Benefits.
• Shows a breakdown of claims sent to your insurance company and what they have paid on them.

Do I need to keep them?

• Yes. Until the statement you receive from your provider/facility matches the information on your EOB.
• Having your EOB can aid in disputing a bill or claim denial.
• Do not throw away/shred any EOBs before the correct insurance information is showing on your bill from the provider/facility.

An EOB is your key to resolving billing issues and to ensure your health insurance plan is operating correctly. See the example below for a detailed breakdown of what an EOB looks like and how to read one.

-Booking your summer getaway? Let us make it a lighter trip with Travel Insurance. -Travel Medical Insurance covers medi...
03/18/2025

-Booking your summer getaway? Let us make it a lighter trip with Travel Insurance.

-Travel Medical Insurance covers medical expenses or medical evacuation not covered by your insurance, up to 8 million USD with optional trip cancellation or interruption coverage.

-Only thing left is to choose a destination. Are you going to the Beach or the Mountains?

We have moved 📣📣Our new office is now fully operational at our newlocation.Find us at 213 Gateway Blvd, Suite C-5 (previ...
02/03/2025

We have moved 📣📣

Our new office is now fully operational at our new
location.

Find us at 213 Gateway Blvd, Suite C-5 (previously
occupied by Lily Lane).

Give us a call at 304-645-3115 for directions and
all your Health and Life Insurance needs.

Mark your calendars – Medicare's annual enrollment period kicks off Tuesday, October 15th! 🎉This is your exclusive windo...
08/13/2024

Mark your calendars – Medicare's annual enrollment period kicks off Tuesday, October 15th! 🎉

This is your exclusive window from October 15 to December 7 to review and make changes to your Medicare health and prescription drug plans for 2025. Don't miss out on tailoring your coverage to better suit your needs!

Have questions? Need guidance? Feel free to reach out. We’re here to help you make the most of your Medicare benefits.

Are primary wage earners the only ones who need life insurance? Today, we’re tackling this common question. Swipe for th...
07/24/2024

Are primary wage earners the only ones who need life insurance? Today, we’re tackling this common question.

Swipe for the answer ➡️ And if you’re interested in learning more about your life insurance options, do not hesitate to reach out. We are here to help.

This July 4, we are wishing each of you a day filled with celebration of this important holiday and reflection on the ma...
07/04/2024

This July 4, we are wishing each of you a day filled with celebration of this important holiday and reflection on the many freedoms we enjoy as Americans.

Please note: our office will be closed in observance of the holiday, but we'll be back on July 5th, eager to assist with any questions or concerns you may have.

Happy Independence Day to you and yours!

It’s time for a quick quiz, so pull out those (metaphorical) no. 2 pencils! ✏️ Myth or fact: life insurance is only for ...
07/02/2024

It’s time for a quick quiz, so pull out those (metaphorical) no. 2 pencils! ✏️

Myth or fact: life insurance is only for seniors. Swipe for the answer, and feel free to share any life insurance questions in the comments — or give us a call. We’re here to help.

May is Disability Insurance Awareness Month, an opportune time to shed light on this key coverage type.According to 2021...
05/08/2024

May is Disability Insurance Awareness Month, an opportune time to shed light on this key coverage type.

According to 2021 U.S. census data, just under 43 million adults in the U.S. have some form of disability, representing around 13% of the civilian U.S. population. And the stark reality is that disabilities affect people of all ages and can arise at any time.

That’s why disability insurance is such an essential protection for Americans. Swipe to learn more ➡️

As always, our team is here to help you pick the right coverage. Send us a message or call the office today for a quote.

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad,...
04/23/2024

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad, with a few exceptions:

☑️ Emergency services onboard a ship within the territorial waters of the U.S. when the ship is within six hours of a U.S. port. The doctor must also be legally allowed to provide medical services on a cruise ship.
☑️ Medically necessary services in a foreign country under specific circumstances, such as if a medical emergency occurs in the U.S. but the foreign hospital is closer, or during travel through Canada without unreasonable delay between Alaska and another U.S. state.
Should these exceptions apply, you're still responsible for the usual deductibles, copayments, and coinsurance as if you were in the U.S. However, in most cases, you'll be responsible for 100% of the costs.

Traveling should be about making memories, not worrying about coverage. Whether you're exploring new horizons or visiting loved ones, our team is here to help ensure you're prepared for any health care needs abroad.

Feel free to reach out anytime with questions about your Medicare coverage while traveling or a standalone Travel Medical plan🌟✈️

Address

213 Gateway Boulevard, Ste C-5
Lewisburg, WV
24901

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13046453115

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