Cross, Wood & Wynkoop Insurance Agency

03/08/2025

It can’t be overstated how important it is to secure your child’s future insurability. Unfortunately, you can’t predict what health conditions may impact your child as they age. Let this post be your sign to get life insurance for your kid!

06/20/2024

https://www.insuranceneighbor.com/6-factors-that-determine-cost-your-life-insurance-premiums/

Life insurance serves as a financial safety net, providing peace of mind and protection for loved ones in the event of the policyholder’s death. Term life insurance offers coverage for a specified period, while whole life provides lifelong protection with a cash value component. Universal life off...

05/21/2024

https://www.insuranceneighbor.com/navigating-large-loss-in-small-business/

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specificall...

05/07/2024

https://www.insuranceneighbor.com/how-does-your-credit-score-affect-auto-insurance-rates/

As we observe National Credit Education Month, it’s crucial to delve into the various aspects of our lives influenced by credit scores. One often overlooked area is how credit scores can impact auto insurance rates. Understanding this connection is essential for informed decision-making and financ...

05/03/2024

https://www.insuranceneighbor.com/budget-vs-benefits-choosing-right-health-insurance-plan/

Navigating the world of health insurance can be complex, especially when balancing budget constraints with the need for comprehensive coverage. When choosing a health insurance plan, it’s essential to weigh the costs against the benefits to find the right fit for your needs. Here’s what you need...

05/02/2024

https://www.insuranceneighbor.com/spring-showers-why-you-need-personal-umbrella-insurance/

Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home or auto insurance policy. It provides extra protection if you are sued for damages exceeding the limits of your primary insurance policies. Here’s why you should consider addi...

05/01/2024

https://www.insuranceneighbor.com/cost-not-having-business-insurance/

Running a business comes with many risks, from property damage to legal liabilities. While some business owners may see insurance as an unnecessary expense, the cost of failing to have adequate coverage can far outweigh the premiums paid. It is essential to understand the potential consequences of o...

04/08/2024

https://www.insuranceneighbor.com/navigating-medicare-scams-fraud-red-flags-to-avoid/

In the complex landscape of healthcare, scams and fraudulent activities can pose a significant threat, especially for Medicare beneficiaries. Recognizing warning signs is crucial to protecting yourself and ensuring the integrity of the Medicare system. This guide provides specific information on red...

04/02/2024

https://www.insuranceneighbor.com/when-to-consider-buy-sell-protection/

Business partnerships are often built on trust and shared goals, but unforeseen events can disrupt the harmony. A buy/sell agreement is a strategic tool designed to address these uncertainties, providing a roadmap for buying or selling a business interest under specified circumstances. In this guide...