Michel S Tenaglia, CFP - VIMA LLC

Michel S Tenaglia, CFP - VIMA LLC Thank you for stopping by. I hope you find the information helpful in your financial planning. VIMA LLC is a Registered Investment Advisor.

While kids are out on summer vacation, it's the perfect time to teach them core financial literacy skills.
06/11/2026

While kids are out on summer vacation, it's the perfect time to teach them core financial literacy skills.

Even when school lets out for summer kids should still be learning valuable lessons about money.

Wealth building isn't just an individual need; your family members can benefit too. Read the latest newsletter to discov...
06/08/2026

Wealth building isn't just an individual need; your family members can benefit too. Read the latest newsletter to discover the ins and outs of custodial accounts.

Discover financial tools that allow children to build wealth while they grow.

So far, the average tax refund has been 11.2% larger than the previous tax year.
06/05/2026

So far, the average tax refund has been 11.2% larger than the previous tax year.

The average tax refund is 11.2% higher this season, according to the latest IRS filing data. Here's what taxpayers need to know.

From emergency funds to lines of credit, here is a breakdown of the best and worst ways to access cash quickly.
06/03/2026

From emergency funds to lines of credit, here is a breakdown of the best and worst ways to access cash quickly.

The CARES Act makes it easier to gain access to retirement accounts in a pinch, but they're not likely to be your best source of emergency cash.

While some are just trying to make extra income flexibly, recent statistics reveal that for many Americans, side hustles...
05/31/2026

While some are just trying to make extra income flexibly, recent statistics reveal that for many Americans, side hustles are a necessity.

Side hustles are no longer optional for many of us. In fact, 53% of Americans with side hustles say they’d struggle to cover essential expenses without the extra income. In The Penny Hoarder’s 2026 survey, we dove into the side hustle culture and discovered most Americans are just trying to keep...

In previous decades, 65 was considered the standard retirement age. But nowadays, people have differing ideas of what th...
05/28/2026

In previous decades, 65 was considered the standard retirement age. But nowadays, people have differing ideas of what the "real" retirement age is in America.

Americans used to think of 65 as the expected retirement age. But those days are gone, and today's retirement math is increasingly fuzzy.

How can investing consistently over time help your portfolio manage market ups and downs? Find out in the latest newslet...
05/25/2026

How can investing consistently over time help your portfolio manage market ups and downs? Find out in the latest newsletter.

Plus how it compares to lump-sum investing.

Twice a month, newsletter subscribers receive quick personal finance tips and financial planning insights sent straight ...
05/22/2026

Twice a month, newsletter subscribers receive quick personal finance tips and financial planning insights sent straight to their inbox.

Sign up and stay tuned for this week's posts.

When you're trying to save, it can feel counterintuitive to spend money. These products prove that sometimes you have to...
05/20/2026

When you're trying to save, it can feel counterintuitive to spend money. These products prove that sometimes you have to spend a little to save a lot.

These 35 small investments really paid off.

Using your credit card for small, everyday purchases may have more benefits than you realize -- as long as you're able t...
05/17/2026

Using your credit card for small, everyday purchases may have more benefits than you realize -- as long as you're able to pay it off and stay out of debt.

In a tap-to-pay world, it’s so easy to use your debit card for tiny little purchases—including those morning coffees. But money experts say that it’s actually better to use your credit card even for small transactions. Read on to learn more.

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