Nathan Bilotta - Welcome Financial

10/20/2026

Fall is a season of change, and a great time for a financial refresh. From saving and investing to retirement planning, discover common financial mistakes to watch for at every stage of life.

Fall is a season of change. As the leaves turn and the year begins to wind down, it can also be a good time to take a fresh look at your finances and make sure you’re headed in the right direction.

10/20/2026

Higher oil prices, stubborn inflation, and the AI buildout continue to shape financial markets. Our Investment Team breaks down what's happening now and what to watch for in Q4.

September 30, 2026 Heather Rupp, CFA, VP Investments Tom Nugent, EVP, Chief Investment Officer Seven months into the conflict in the Middle East, markets are clearly reflecting the impact of higher oil prices on inflation. This increase has triggered a shift from what was anticipated as we started 2...

10/06/2026

Let us help you plan for your future.

09/17/2026

WELCOME to our newest advisor, Domenic Bosco. Domenic was born and raised in Leominster, and attended Nashoba Regional High School and Stonehill College. He worked the last two years at Fidelity Investments and is excited to help plan for the future with current and future Welcome Financial clients. Welcome Domenic!!

09/07/2026

Good local sports reporting. Read and subscribe

Happy Monday! Happy Labor Day, so let's Labor!

The Fitchburg Athletics girls' soccer team looks poised to build more success off last year's team. Our girls' soccer preview is here: https://tritownfocus.substack.com/p/tri-town-girls-soccer-preview-fitchburg

06/16/2026

06/16/2026

Helping your adult children financially is natural, but temporary support can quietly turn into long-term dependency. Setting financial boundaries and focusing on guidance protects your future while helping them build independence.

It is a natural instinct for parents to want to help their children make the transition into adulthood. But even well-intentioned support can switch quickly from short-term help into long-term dependency, putting parents’ financial security at risk.

06/12/2026

An in-plan Roth conversion lets you transfer certain pre-tax retirement savings into an after-tax Roth account, so future growth and qualified withdrawals can be tax-free. The tradeoff? You’ll pay taxes on the amount you convert now.

In the right situation, it can be a smart way to manage your tax exposure over time. It all comes down to timing and your long-term plan. Get the details here and see when it might make sense for you:

An in-plan Roth conversion allows participants of 401(k), 403(b), or governmental 457(b) plans to transfer pre-tax funds to an after-tax (Roth) account contained within the same plan. The main advantage of a conversion is that it lets the converted money grow tax-free (instead of tax-deferred). This...

06/10/2026

Budgeting doesn’t have to be overwhelming. Watch our quick video to learn simple steps to organize your finances and confidently plan for what’s next.

Understanding how to develop and maintain a budget can mean the difference between feeling burdened by debt or saving for a house, retirement, or vacation. Here’s a brief overview explaining the importance of budgeting, elements to consider, and how to get started.

06/02/2026

Your beneficiaries play a big role in shaping your financial legacy. When was the last time you reviewed yours? Learn what to consider when naming and updating beneficiaries for your retirement accounts.

The beneficiaries you name for your retirement accounts can have a major impact on your family’s financial future. That’s why it’s essential to designate them properly and review them regularly. Making smart choices ensures that what you’ve worked so hard to save goes exactly where you want ...