10/13/2026
A Texas federal judge has excluded two experts' Xactimate-based damage opinions after finding that numerous adjustments to pricing, labor rates, and repair quantities lacked sufficient justification.
In one example cited by the court, a $1.34 million damage estimate increased to approximately $6.45 million despite a nearly identical scope of work.
The ruling raises important considerations for property damage estimating, including agricultural claims involving specialized buildings, facilities, and repair requirements.
Read ACA's latest article for a closer look at the court's findings and the importance of reliable, well-supported damage estimates.
A Texas federal judge has excluded two experts' Xactimate-based damage opinions after finding that numerous adjustments to pricing, labor rates, and repair quantities lacked sufficient justification. In a September 16, 2026, ruling in Trinity Fellowship Church of Pampa v. Church Mutual Insurance Com...