NS Home Loans

NS Home Loans By NEXA
NMLS 2099711
www.nmlsconsumeraccess.org
Equal Housing Opportunity
Linqapp.com/Nathan_Shepard

🏠 Thinking of buying a home? Start here → Pre-Approval.Before you search Zillow or book showings, know what you can affo...
07/07/2025

🏠 Thinking of buying a home? Start here → Pre-Approval.
Before you search Zillow or book showings, know what you can afford — and how strong your offer really is.

âś… Know your real budget
✅ Show sellers you’re serious
âś… Get a head start on the paperwork

💬 Curious how long it takes or what’s involved? Message me and I’ll break it down step by step — it’s quicker than most people think!

🏡 What’s in a Mortgage Payment? It’s not just the loan amount! Here’s what your monthly mortgage usually includes:✅ Prin...
06/30/2025

🏡 What’s in a Mortgage Payment?

It’s not just the loan amount!

Here’s what your monthly mortgage usually includes:
âś… Principal
âś… Interest
âś… Property Taxes
âś… Home Insurance
âś… (Sometimes) HOA Fees or Mortgage Insurance

All rolled into one simple payment đź‘Ś

💬 Want to see what this looks like for your budget? Message me and I’ll send you a quick example!

Wondering if we still got it after the rebranding? We Do.
06/16/2025

Wondering if we still got it after the rebranding?

We Do.

Ever wonder where all the money goes when you're buying a home?Most people know about the down payment — that’s your upf...
06/13/2025

Ever wonder where all the money goes when you're buying a home?

Most people know about the down payment — that’s your upfront investment into the home, typically anywhere from 3% to 20% depending on the loan.

But closing costs are a separate set of expenses that catch a lot of buyers off guard.

Here’s the quick breakdown:

Down Payment = Goes toward your home’s purchase price

Closing Costs = Cover services like appraisal, title, lender fees, and prepaid items like taxes and insurance

Both are due at closing — but they’re not the same thing.

👉 Want to see a real example or know what to budget for? Drop a comment or message me and I’ll send over a simple breakdown. Most buyers are surprised at what’s negotiable.

The stockings are hung by the chimney with care, as dreams of next Christmas in a new home fill the air!🏡✨ We at Lux Mor...
12/24/2024

The stockings are hung by the chimney with care, as dreams of next Christmas in a new home fill the air!🏡✨

We at Lux Mortgage wish you all the joy, love, and laughter this season brings. Merry Christmas to all, and to all a good night! 🎅🎄♥️

If you're dreaming of a new home for the holidays next year, let's make it happen! Reach out for personalized mortgage advice and pre-approvals.

🎅🏡 Ready to sleigh your homeownership goals this holiday season? Whether you’re dreaming of a cozy retreat or a festive ...
12/23/2024

🎅🏡 Ready to sleigh your homeownership goals this holiday season? Whether you’re dreaming of a cozy retreat or a festive place to hang your stockings, I’m here to make the process as magical as Santa’s workshop! ✨ Let’s wrap up your pre-approval and find a home you’ll love. Message me to get started!

🚨 Homebuyers, listen up! 🚨 Dreaming of owning a home but worried about the down payment? We’ve got you covered with an ...
12/10/2024

🚨 Homebuyers, listen up! 🚨

Dreaming of owning a home but worried about the down payment? We’ve got you covered with an amazing opportunity:

đź’Ž 0% Down
đź’Ž 30-Year Fixed
đź’Ž Conventional Loan

Yes, you read that right—ZERO down payment on a conventional loan! This is your chance to lock in stability and start building equity without breaking the bank.

Opportunities like this don’t come around often, so don’t wait. The deadline is just around the corner. Let’s chat and see if this program is the perfect fit for you. Your dream home could be closer than you think! 🏡

📲 Message us for details.

🎉🍽️ Hosting a party soon? Pro tip: just like prepping for your dream home, it’s all about planning ahead! Whether it’s b...
11/22/2024

🎉🍽️ Hosting a party soon? Pro tip: just like prepping for your dream home, it’s all about planning ahead! Whether it’s budgeting for food or your future mortgage, a little preparation can go a long way. Need help getting your finances party-ready for homeownership? Let’s chat!

Anyone out there looking to pull some equity out of their Primary home? For a limited time I'm able to help you get ALMO...
10/16/2024

Anyone out there looking to pull some equity out of their Primary home? For a limited time I'm able to help you get ALMOST ALL of the equity out of your house.

The best part? NO PMI.

Shoot me a message and lets get some money back in your pocket!

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Lenexa, KS

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