Raders Insurance Agency, LLC

09/03/2026

Your deductible is an important element of your insurance policy. Typically, the higher your deductible, the lower your insurance premium.

09/03/2026

🐾 Pet owners!

Does your insurance cover dog-related liability?

If you're unsure, let's chat and make sure you're protected.

📲 815-369-4225

09/02/2026

Insurance doesn't have to be confusing, we'll break down what the limits on your policy mean ↓

Your coverage limits identify the maximum amount of money your auto insurance policy will pay following a covered loss. Once that limit is reached, you will be responsible for paying any additional costs out of pocket. If you’ve ever been in an auto accident, you understand just how quickly the co...

09/01/2026

The average cost to repair and maintain a vehicle has risen 43.6% from 2019 to 2025, according to data from the U.S. Bureau of Labor Statistics! Discover how inflation impacts your insurance premium ↓

Insurance carriers must be prudent to the current state of inflation when determining and filing their base insurance rates. The overall costs of goods and services have a direct impact on the cost of insurance premiums as insurers utilize various sectors of the economy to settle claims and make pol...

09/01/2026

🏚️ Don't Forget the Outbuildings!

Barns, sheds, machine storage buildings, and other structures are an important part of your operation. Make sure your insurance policy accurately reflects the buildings and structures on your property.

📲 815-369-4225

08/31/2026

🏡 Renting Out Your Home?

Thinking about renting your home or listing it as a short-term rental? Your insurance needs may be different. Talk to your agent before you rent it out so you understand your coverage options.

Call us to get your renters quote!
815-369-4225

08/28/2026

: According to the NHTSA, distracted driving causes about 360,000 injuries per year. Be proactive and prevent distraction with these tips ↓

1. Set Your Phone to Drive Mode or Do Not Disturb Cell phone use is one of the top culprits behind distracted driving accidents. Texting, surfing social media, snapping a picture – whatever it may be, behind the wheel is not the place to do it. Most phones on the market today will recognize when y...

08/27/2026

School will be starting in no time! Make sure your teen driver is obeying the rules of the road with these simple tests ↓

It takes more than a drivers education course and a few test drives to prepare your teen driver for the big open road. Learning the rules of the road takes time. By teaching your teen driver good driving habits, testing them on what they’ve learned and applying their skills in real life situations...

08/27/2026

🛠️ Bought New Equipment?

Adding new equipment or machinery to your business or farm? Don't forget to review your insurance coverage. Your property values and insurance needs may have changed.

08/26/2026

Buckle up, students—it’s not just your backpack that needs securing! As the school year kicks into gear, let’s keep safety in the driver’s seat! 🚗✨