Kevin Skipper, Benefits Coordinator

Kevin Skipper, Benefits Coordinator We provide seniors with almost any service, intitlement and/or benefit that will increase quality of

09/01/2017

Hello,
Today, I would like to talk to you about your life insurance. I know that it is a subject thats not the most pleasant to discuss, but I must convey to you its overwhelming importance. Over my career I have had the pleasure of speaking with thousands, maybe tens of thousands of people. Most of the them either own a life insurance policy that is inadequate or even worse, they have no life insurance at all! Call me crazy, but when I look at the world, I do so trying my very best to make sense of it all. I cant help but be concerned with how many people are so uninformed or ignore the subject all together. The one thing has become perfectly clear, the root of the whole problem is information.
The information that is readily available to everyone is often very misleading or even deceptive. Also, advertisements from the insurance companies have created very unrealistic expectations in the average American. They advertise policies with very large payout values with extremely low premium amounts. For example, I'm sure everyone has seen $250,000 insurance for $19.00 a month or something maybe even more enticing? Ask yourself, how can the insurance companies afford to payout that amount of money? I mean, the numbers just don't add up! I know that the insurance companies invest the money, but still it is impossible for me to imagine any company consistently getting enough returns to make this possible. Have you ever heard the saying "the devil is is the details" or "you have to read the fine print"? Well, this is certainly the case with ads like these. You see, the advertisement is undoubtedly for a "TERM LIFE" policy. Its a safe bet, that every time you hear or see any life insurance company advertising a $100,000 or greater policy it is "Term Life Insurance". With that said, this also applies to the policy you and everyone else you know may have. If the policy value is greater than $100,000 then it is also most likely "Term Life Insurance". I'm not saying that "Term" insurance is bad, I am mentioning it because it is what is most often advertised. Term Life Insurance is just as important as every other type of insurance available. However, it should never be the only life insurance you have unless you are 100% certain that you are going to die before the end of the term. The reason is, term life policies almost never pay out to the policy holder or their beneficiary. The insurance company's issuing them only have a 3% probability of ever paying out on these type of policies because 97% of policy holders outlive the term and the policy lapses. I'm sure you know or at least suspect, that Term Life Insurance is not the only type of insurance available. Actually, there are eight different types of life insurance commonly available today. There are also hundreds of life insurance companies in America today, who each have a different way of computing premiums. So, its no wonder so many people get it wrong.
Now, do me a favor and ask yourself a couple questions. Which type of life insurance do you have? Which type of life insurance do you need? If you know the correct answer to both of those questions then, I have another question for you. Did you shop all of the companies available to ensure you have the best policy for the lowest premium? It would be almost impossible to unless you or someone close to you was an Insurance Broker. So, as I stated in the beginning of this post, I would like to talk to you about your life insurance. I am a licensed Independent Life Insurance Broker. That means I work for lots of companies instead of being confined to just one. Actually, I work for over 100 of the top companies in the world. I can help you determine the types of life insurance that suits your needs the best and then I will search my entire network to guarantee you the lowest premiums. After we get you setup with the most optimal policy I don't just forget about you. I remain available to you for the rest of your life. I handle all of your ongoing needs with the carriers and if you pass away, I will handle the claims process. If possible, I will even hand deliver the proceeds check to your chosen beneficiary. So, lets get started. I will come to you, meet in the privacy of your own home, on your schedule and the consultation takes less than 30 minutes. The only cost is your time, so don't delay. Call (910)515-2940 TODAY to schedule your FREE in home consultation!!!

Hello, I would like to take a little bit to explain what it is that we do. I have said that we change people's live...
08/29/2017

Hello,

I would like to take a little bit to explain what it is that we do. I have said that we change people's lives, but that is vague. I am going to share with you an example of how a life was changed by our company. Because I want to protect her privacy, I will not use her name. A lady, age 73, lives alone with no family living in North Carolina. She only has Social Security for an income and cannot afford her power bill and be able to pay for her prescription medication. She contacted us out of desperation and scheduled a consultation. When I arrived she seemed nervous to let me in her house at first. After I showed her my ID and State Issued License, we spoke on the porch for a minute then she invited me inside. Once I entered her house it was immediately obvious why she was hesitant to let me in. It was the middle of July and almost 100 degrees outside, but inside it had to be 110-115degrees. She couldn't afford to run the Air Conditioner, so just opened the windows and doors. Through the course of our conversations it became apparent that the cost of her prescriptions were literally killing her. So, this is what happened next. We contacted the power company and setup an appointment to get her both weatherization assistance and the Home Energy Assistance Program (HEAP). The weatherization assistance fixed a broken window and sealed all the cracks around her home making it more energy efficient. The HEAP program paid her power bill for the hottest and coldest months of the year. The reason she couldn't pay her power bill in the first place was the cost of her medicine. She didn't know it, but she was in for some great news. She qualified for prescription assistance directly from the drug company's and now gets her prescriptions for FREE! We then went line by line of her budget to see if there was anything she could pay less for. Her life insurance was her third highest monthly expenses. She had a $10k whole life policy that she paid $67 a month for. This was a straight whole life with zero Living Benefits. After answering a few health questions, I was able to get her $17,340.00 of whole life insurance for $58 a month with Living Benefits. The new policy paid for her to go into a nursing home or paid her the whole amount if she was diagnosed as terminally ill. Not only was the new policy better, less expensive and contained a higher death benefit, but it was also is now with a State Regulated carrier. State Regulated in the Life Insurance world is similar to FDIC at your bank. Meaning, if the life insurance carrier is unable to pay your claim then North Carolina will still pay your family every cent. She saved over $600 a month after everything was complete that day and she was a very grateful lady. Before I left, I also gave her a card that provided her with huge discounts on Vision & Dental services. She could even keep the providers she already uses. The most important part is what she paid me. Zero! Nada! Zip! We do not charge anyone for our service and no one is obligated to buy life insurance from us. It's not "too good to be true" or a "SCAM". We love what we do and are greatly compensated for it. Only those that have ever changed someone's life will know how wonderful the feeling is, words don't do it justice. So if you know someone or you need the help yourself please call 910-515-2940 to schedule your Free In-Home consultation today.

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Hello, My name is Kevin Skipper, I am a Seniors Advocate and I work with a company called North American Senior Ben...
08/26/2017

Hello,
My name is Kevin Skipper, I am a Seniors Advocate and I work with a company called North American Senior Benefits. I would like to ask you to please read this entire post because the service that we provide changes peoples lives. There is a very good chance that whoever is reading this post, either knows someone over the age of 50 or is over this age themselves. If so, we would like to meet you and/or your loved ones because every senior can benefit, regardless of their health or income. What we do is, we meet with seniors like you in their homes, conduct a FREE consultation to determine where we can help and then we go to work. We will go line-by-line of your monthly expenses looking to see if there is a way to lower any of them. We ask questions to determine where your quality of life can be improved. Then, we address each item one-by-one putting quality back in your life, reducing stress and putting money back in your pocket. We will go over the process and requirements for qualifying you for numerous programs that will provide you with FREE prescription medication. As well as programs that will provide you with exempted, reduced or deferred property taxes and even FREE hearing aids. For no cost at all, we will consult with you concerning your final wishes and prepare for you a Last Will and Testimate, Living Will and help you prepare for your final days and the time after. In addition, myself, as well as each of our specialists, are Licensed Life Insurance Brokers and we are contracted with over 100 life insurance carriers including ALL of the TOP State Regulated carriers. We will provide you with all the information you need to have a basic understanding of the different types of life insurance available, what they do and which type is most beneficial for each period in your life. Together, we will look at your current life insurance policy to explain exactly what kind of policy you have and what coverage/benefits it provides you. We will then answer any questions you may have and determine if it is optimal for the stage of life you're in now. As a courtesy, we will contact your current carrier to make sure your policy is In-Force and that your information is correct and up to date. If you have lost or misplaced your physical policy, we will have your current insurance carrier provide you with a new one. We also make sure your beneficiaries are correct and their information is current and correct. Then, we search through our entire network of Top State Regulated Carriers to determine if your current policy gives you the highest amount benefits with the lowest monthly premiums. Almost every senior with a current In-Force Whole Life Insurance Policy, will qualify for an entitlement that will substantially lower their premium and in a lot of cases, actually increase their death benefit. If we find a policy that better suits you we will take care of all the paperwork. We fill out the applications and deliver you new policy by hand so we can answer any questions in person. As a part of our ongoing service, we will conduct periodic wellness visits to ensure your needs are being met and in the process, hopefully create a lifelong bond with you and the other seniors we meet. In fact, most of the seniors we meet become almost like a part of our extended family. This is why we will also remain there for you at the time of your passing, because inevitably, this will be a very hard time in the lives of your loved ones. The last thing they need to worry about is figuring out the life insurance claims process on their own while also grieving. So, we ease this burden by getting all the required documents to the carriers electronically if possible and handling all the phone calls to expedite the arrival of the benefits check. With everything that we do for the people we meet, most people find it hard to believe that everything is 100% COST FREE! Well, its not a SCAM or "Too Good To Be True" because we are not providing this service without compensation. In my opinion we are over compensated! Not only are we monetarily compensated by the insurance companies, but we also receive the greatest compensation possible. We receive the gratitude of the people we help and the satisfaction of knowing that we are able to change peoples lives and make a real difference. So, if you're still reading this please do not wait any longer. Either call (910)515-2940 or send me a Instant Message here on Facebook to schedule your FREE In-Home Consultation Today. Our team of specialists would love to meet with you and show you that this is not too good to be true. The consultation takes less than 30 minutes, is done in the comfort of your home and can be done Monday through Saturday between 0900(9AM) and 1900(7PM). Again, there is never a cost for the services we provide and our specialists will never accept money from you for any reason. So, aside from 30 minutes of your time, what do you have to lose? We have already changed the lives of countless people, why not see what we can do for you. Contact us now and find out for yourself!

To my Facebook Friends,
Please like this post and then share this on your page so this can reach as many people as possible. If you or someone you know is 50 or older, please either contact me or ask them to contact me at (910)515-2940 to schedule a FREE In-Home Consultation Today!

08/17/2017

So, how many of you out there have life Insurance? I am sure that a lot of people reading this do, but that's not the right question. The question I have is, how many of you have the right type of life insurance? Do you know how many types of life insurance there are or better yet, how many different companies provide it? I am contracted with over 100 companies and each company offers not only multiple different life insurance products, but they each use different criteria to calculate their rates! So, again I ask, do you have the right kind of life insurance? Are you getting the maximum benefits for the lowest rates? Please believe me when I say that it is nearly impossible to know, much less get it right without dedicating your life to this. Well, I have dedicated my life to this and I assist people just like you everyday. I was once told "find something you love to do and you'll never work another day". I have found it! It is an amazing experience protecting people's lives and giving them the confidence of knowing they have maximized their benefits for the lowest rates!!!!! We review your current life insurance, make sure your current company has all of your information correct, consult with you concerning your plans and goals and then search over 100 of the most well known companies to find you major discounts! The best part is we don't charge a single penny for this service. It's Free and best of all, we come to you!!! Plus, we assist seniors and low-income families with getting their prescription medication for free or deeply discounted. As well as, discounted dental, vision and hearing services. Again, our consultation conveniently done in your home, is 💯% absolutely Free! You have everything to gain and nothing to lose, so schedule your Free In-Home Benefits Consultation Today! Call 910-515-2940 I'm Kevin Skipper and I am excited to talk to you soon!

Address

Leland, NC
28451

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm

Telephone

+19105152940

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